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To: <GreatLoanRates@uole.com>
From: GreatLoanRates@uole.com
Subject: We Have Mortgage Leaders Ready to Help You!
Date: Tue, 17 Jul 2001 00:06:45 -0500
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    <td align=3D"middle" bgColor=3D"#000099" width=3D"600"><b><font color=3D=
"#c0c0c0" size=3D"6">Mortgage
    Rate Newsletter</font></b></td>
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<table border=3D"0" cellPadding=3D"0" cellSpacing=3D"0" width=3D"600">
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  <tr>
    <td align=3D"left" bgColor=3D"#000099" vAlign=3D"top" width=3D"400"><a
    href=3D"http://216.49.108.39/1024/"><img border=3D"0"
    src=3D"http://216.49.108.39/1024/greenspan.jpg"></a></td>
    <td bgColor=3D"#000099" vAlign=3D"top" width=3D"200"><b><font color=3D=
"#ffffff" face=3D"Tahoma"
    size=3D"1">&quot;all but certain the Fed will cut short-term rates in =
June for the sixth
    time this year&quot;</font></b> <p><b><font color=3D"#ffffff" face=3D"=
Tahoma" size=3D"1">&quot;...
    after that, continued lowering uncertain ...&quot;</font></b></td>
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</TBODY>
</table>

<table border=3D"0" cellPadding=3D"0" cellSpacing=3D"0" width=3D"600" heig=
ht=3D"728">
<TBODY>
  <tr>
    <td align=3D"left" vAlign=3D"top" width=3D"400" height=3D"666"><b><fon=
t color=3D"#000000"
    face=3D"Times New Roman" size=3D"3">Dear Homeowner,</font> </b><p><b><=
i><font color=3D"#000080"
    face=3D"Times New Roman" size=3D"3">&quot;Now is the time to take adva=
ntage of falling
    interest rates!&nbsp; There is no advantage in waiting any longer.&quo=
t;</font></i></b></p>
    <p><b><font color=3D"#000000" face=3D"Times New Roman" size=3D"3">Refi=
nance or consolidate high
    interest credit card debt into a low interest mortgage.&nbsp; Mortgage=
 interest is tax
    deductible, whereas credit card interest is not.</font></b></p>
    <p><font face=3D"Times New Roman" size=3D"3"><b>You can save thousands=
 of dollars over the
    course of your loan with just a .25% drop in your rate! </b></font></p=
>
    <p><b><font color=3D"#000000" face=3D"Times New Roman" size=3D"3">Our =
nationwide network of
    lenders have hundreds of&nbsp; different loan programs to fit your cur=
rent situation:</font></b></p>
    <p style=3D"MARGIN-LEFT: 64px"><font face=3D"Times New Roman" size=3D"=
2"><font color=3D"#000000"><b>&nbsp;</b>&nbsp;
    </font><font color=3D"#0000ff" face=3D"Times New Roman" size=3D"3">*</=
font><font color=3D"#000000"
    face=3D"Times New Roman" size=3D"3">&nbsp; </font><b><i><font color=3D=
"#ff0000" size=3D"3">Refinance</font></i></b></font></p>
    <p style=3D"MARGIN-LEFT: 64px"><font size=3D"2"><font face=3D"Times Ne=
w Roman"><font
    color=3D"#000000">&nbsp;&nbsp; </font><font color=3D"#0000ff" face=3D"=
Times New Roman" size=3D"3">*</font><font
    color=3D"#000000" face=3D"Times New Roman" size=3D"3">&nbsp; </font></=
font><b><i><font
    color=3D"#ff0000" face=3D"Times New Roman" size=3D"3">Second Mortgage<=
/font></i></b></font></p>
    <p style=3D"MARGIN-LEFT: 64px"><font size=3D"2"><font face=3D"Times Ne=
w Roman"><font
    color=3D"#000000">&nbsp;&nbsp; </font><font color=3D"#0000ff" face=3D"=
Times New Roman" size=3D"3">*</font><font
    color=3D"#000000" face=3D"Times New Roman" size=3D"3">&nbsp; </font></=
font><b><i><font
    color=3D"#ff0000" face=3D"Times New Roman" size=3D"3">Debt Consolidati=
on</font></i></b></font></p>
    <p style=3D"MARGIN-LEFT: 64px"><font size=3D"2"><font face=3D"Times Ne=
w Roman"><font
    color=3D"#000000">&nbsp;&nbsp; </font><font color=3D"#0000ff" face=3D"=
Times New Roman" size=3D"3">*</font><font
    color=3D"#000000" face=3D"Times New Roman" size=3D"3">&nbsp; </font></=
font><b><i><font
    color=3D"#ff0000" face=3D"Times New Roman" size=3D"3">Home Improvement=
</font></i></b></font></p>
    <p style=3D"MARGIN-LEFT: 64px"><font size=3D"2"><font face=3D"Times Ne=
w Roman"><font
    color=3D"#000000">&nbsp;&nbsp; </font><font color=3D"#0000ff" face=3D"=
Times New Roman" size=3D"3">*</font><font
    color=3D"#000000" face=3D"Times New Roman" size=3D"3">&nbsp; </font></=
font><b><i><font
    color=3D"#ff0000" face=3D"Times New Roman" size=3D"3">Purchase</font><=
/i></b></font></p>
    <p><font face=3D"Times New Roman" size=3D"3"><b>By clicking on the lin=
k below and filling out
    the form, the information you provide is instantly transmitted to our =
network of financial
    experts who will respond to your request with up to three offers.</b><=
/font></p>
    <p><b><font face=3D"Times New Roman" size=3D"3">This service is 100% f=
ree to homeowners, and
    of course, without obligation.</font></b></p>
    <p align=3D"center"><a href=3D"http://216.49.108.39/1024/"><b><font fa=
ce=3D"Times New Roman"
    size=3D"5">Yes, I'm interested.</font></b></a></p>
    <p>&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td>
    <td align=3D"right" vAlign=3D"top" width=3D"200" height=3D"666"><table=
 width=3D"175">
<TBODY>
      <tr>
        <td align=3D"middle" bgColor=3D"#ffffff" colSpan=3D"2" width=3D"10=
0%"><font color=3D"#0009e0"
        size=3D"-2">National Averages</font></td>
      </tr>
      <tr>
        <td bgColor=3D"#ffffff" width=3D"91"><font color=3D"#000099" size=3D=
"-2">Program</font></td>
        <td bgColor=3D"#ffffff" width=3D"42"><font color=3D"#000099" size=3D=
"-2">Rate</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">30 Year
        Fixed</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">7.247%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">15 Year
        Fixed</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">6.718%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">5 Year
        Balloon</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">6.291%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">1/1 Arm</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">5.637%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">5/1 Arm</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">6.495%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">FHA 30 Year
        Fixed</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">7.130%</font></td>
      </tr>
      <tr>
        <td align=3D"left" bgColor=3D"#eeeeee" width=3D"91"><font color=3D=
"#000099" size=3D"-2">VA 30 Year
        Fixed</font></td>
        <td align=3D"middle" bgColor=3D"#eeeeee" width=3D"42"><font color=3D=
"black" size=3D"-2">7.185%</font></td>
      </tr>
</TBODY>
    </table>
    <p align=3D"right">&nbsp;</p>
    <p align=3D"right"><font color=3D"#008080">&quot;<i>...was able to get=
 3 great offers in less
    than 24 hours.</i>&quot; <b>-<font size=3D"1">Jennifer C.</font></b><b=
r>
    <br>
    &quot;<i>Met all my needs... being able to search for loans in a way t=
hat puts me in
    control.</i>&quot; <b>-<font size=3D"1">Robert T.</font></b></font></p=
>
    <p align=3D"right"><font color=3D"#008080">&quot;<i>..it was easy, eff=
ortless...!</i>&quot;<br>
    <b>-<font size=3D"1">Susan A.</font></b></font></p>
    <p>&nbsp;</p>
    <p>&nbsp;</p>
    <p>&nbsp;</p>
    <p>&nbsp;</p>
    <p><!--end quote table-->&nbsp;</td>
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