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From: "Dennis Grant" <kpmq@office.com>
Subject: Reduce #73D8
To: now4fr@mail.yujinco.co.kr
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<HTML><HEAD><TITLE>Financial Group</TITLE>
</HEAD><BODY BGCOLOR=3D"#FFFFFF" BACKGROUND=3D"images/177bg1=2Egif" text=3D=
"#330099" link=3D"#0033CC" alink=3D"#000000" vlink=3D"#B89AF5">


<div align=3D"center">
<table width=3D"90%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgco=
lor=3D"#FFFFFF">
  <tr>
    <td><!-- New Basic Page Structure - Last Modified: 17 April 2000, by p=
rr =3D^=2E^=3D -->

<table  width=3D"100%" cellpadding=3D"20" cellspacing=3D"0">
  <tr>
    <td>


<!--Place Header-->
<p align=3D"center">&nbsp;</p>



<p align=3D"center"><img src=3D"images/177bar1=2Egif" width=3D"468" height=
=3D"3" /></p>


<!--Company Slogan-->
<p align=3D"center"><STRONG><EM><FONT SIZE=3D"+2" FACE=3D"Arial" color=3D"=
#800080">We Can Save You Money, Guaranteed!</FONT></EM></STRONG></p>


<p><FONT SIZE=3D"+1" FACE=3D"Arial"><font color=3D"#0033CC">Are you lookin=
g for a way to save money on your home mortgage or loan financing?  Then yo=
u should
seriously consider this service=2E</font></FONT></p>



<table border=3D"0" width=3D"100%">
  <tr>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><b><font color=3D"#0033CC">NO REFINANCING</font></b>=
</td>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><font color=3D"#0033CC"><b>NO CREDIT CHECKS</b></fon=
t></td>
  </tr>
  <tr>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><b><font color=3D"#0033CC">NO INCREASE IN MONTHLY PA=
YMENTS</font></b></td>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><font color=3D"#0033CC"><b>NO NEED TO CHANGE LENDERS=
</b></font></td>
  </tr>
  <tr>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><b><font color=3D"#0033CC">NO CLOSING COSTS</font></=
b></td>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"></td>
  </tr>
  <tr>
    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"><b><font color=3D"#0033CC">NO POINTS</font></b></td>=

    <td width=3D"7%" align=3D"center"></td>
    <td width=3D"43%"></td>
  </tr>
  <tr>
    <td width=3D"100%" colspan=3D"4" align=3D"center"><font size=3D"4" col=
or=3D"#0033CC"><b>It's not how MUCH money you pay<br>your mortgage company =
that matters,
      its HOW you pay the&nbsp;</b></font></td>
  </tr>
</table>


<br>



<div align=3D"center">
<table>
  <tr>
    <td><b><font size=3D"+1" face=3D"Arial" color=3D"#800080"><span style=3D=
"background-color: #FFFF99">HOW IT WORKS - An
      Example:</span></font>
      </b>
      <p><font size=3D"+1" face=3D"Arial" color=3D"#0033CC"><u>With our he=
lp and
      Without Changing Your Current Mortgage Company We Can Save You</u>: =
We can save you over $66,000 in
      interest <u>AND</u> cut the length of your loan by 6 years on a loan=
 of
      $150,000 for 30 years at 8%!</font></p>
      <p><font size=3D"+1" face=3D"Arial" color=3D"#0033CC">Without our he=
lp a loan of
      $150,000 for 30 years at 8% will cost you $396,234=2E00 and after pa=
ying
      $1,100=2E24 every month for 22 years you still would not yet own hal=
f of
      your home!</font></p>
    </td>
    <td valign=3D"middle" align=3D"center">
</td>
  </tr>
  <tr>
    <td colspan=3D"2">
    </td>
  </tr>
</table>
</div>


<!--Fourth Text Box-->



<!--Special Offer-->


<p align=3D"center"><b><font face=3D"Arial">For a <font color=3D"#FF0000">=
 FREE</font> Mortgage Savings Analysis<br>
                                Please Complete the form below:<br>
                                   All fields must be filled out=2E</font>=
</b></p>


<!--Bottom HR-->
<p align=3D"center"><img src=3D"images/177bar1=2Egif" width=3D"468" height=
=3D"3" /></p>


<form name=3D"form"
  method=3D"post"
  action=3D"mailto:55btr@verizonmail=2Ecom?SUBJECT=3DInternet Lead"
  enctype=3D"text/plain"

<div align=3D"center">
  <center>
<table border=3D"0" width=3D"91%">
  <tr>
    <td width=3D"100%" colspan=3D"2"><b><font color=3D"#800080" size=3D"2"=
>To better
      help us help you, please take a couple short minutes to fill out the=
 form
      below=2E</font></b></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">First Name:</font></b></t=
d>
    <td width=3D"53%"><input type=3D"text" name=3D"first_name" size=3D"34"=
></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Last Name:</font></b></td=
>
    <td width=3D"53%"><input type=3D"text" name=3D"last_name" size=3D"34">=
</td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Email Address:</font></b>=
</td>
    <td width=3D"53%"><input type=3D"text" name=3D"email" size=3D"34"></td=
>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Address:</font></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"address" size=3D"34"></=
td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">City:</font></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"city" size=3D"34"></td>=

  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">State:</font></b></td>
    <td width=3D"53%"><FONT face=3DArial><SELECT name=3Dstate 
                  size=3D1> <OPTION>AL</OPTION> <OPTION>AK</OPTION> 
                    <OPTION>AZ</OPTION> <OPTION>AR</OPTION> <OPTION 
                    selected>CA</OPTION> <OPTION>CO</OPTION> <OPTION>CT</O=
PTION> 
                    <OPTION>DE</OPTION> <OPTION>DC</OPTION> <OPTION>FL</OP=
TION> 
                    <OPTION>GA</OPTION> <OPTION>HI</OPTION> <OPTION>ID</OP=
TION> 
                    <OPTION>IL</OPTION> <OPTION>IN</OPTION> <OPTION>IA</OP=
TION> 
                    <OPTION>KS</OPTION> <OPTION>KY</OPTION> <OPTION>LA</OP=
TION> 
                    <OPTION>ME</OPTION> <OPTION>MD</OPTION> <OPTION>MA</OP=
TION> 
                    <OPTION>MI</OPTION> <OPTION>MN</OPTION> <OPTION>MS</OP=
TION> 
                    <OPTION>MO</OPTION> <OPTION>MT</OPTION> <OPTION>NE</OP=
TION> 
                    <OPTION>NV</OPTION> <OPTION>NH</OPTION> <OPTION>NJ</OP=
TION> 
                    <OPTION>NM</OPTION> <OPTION>NY</OPTION> <OPTION>NC</OP=
TION> 
                    <OPTION>ND</OPTION> <OPTION>OH</OPTION> <OPTION>OK</OP=
TION> 
                    <OPTION>OR</OPTION> <OPTION>PA</OPTION> <OPTION>RI</OP=
TION> 
                    <OPTION>SC</OPTION> <OPTION>SD</OPTION> <OPTION>TN</OP=
TION> 
                    <OPTION>TX</OPTION> <OPTION>UT</OPTION> <OPTION>VT</OP=
TION> 
                    <OPTION>VI</OPTION> <OPTION>VA</OPTION> <OPTION>WA</OP=
TION> 
                    <OPTION>WV</OPTION> <OPTION>WI</OPTION> 
                  <OPTION>WY</OPTION></SELECT></FONT></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Zip Code:</font></b></td>=

    <td width=3D"53%"><input type=3D"text" name=3D"zip" size=3D"34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Work Phone Number:</font>=
</b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"work_number" size=3D"34=
"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Home Phone Number:</font>=
</b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"home_number" size=3D"34=
"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Best Time and place to Ca=
ll:</font></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"best_time" size=3D"34">=
</td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Type of House You Own:</f=
ont></b></td>
    <td width=3D"53%"><FONT face=3DArial><SELECT 
                  name=3Dproperty_type size=3D1> <OPTION selected 
                    value=3D"Single Family">Single Family</OPTION> <OPTION=
 
                    value=3DCondo>Condo</OPTION> <OPTION 
                    value=3DTownhouse>Townhouse</OPTION> <OPTION 
                    value=3DMulti-Family>Multi-Family</OPTION></SELECT></F=
ONT></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Current Value of Home:</f=
ont></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"current_value" size=3D"=
34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Purchase Price of Home:</=
font></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"purchase_price" size=3D=
"34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Purchase Date of Home</fo=
nt></b> <i><font color=3D"#FF0000">(mm/dd/yy)</font></i></td>
    <td width=3D"53%"><input type=3D"text" name=3D"purchase_date" size=3D"=
34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Balance Left on Mortgage:=
</font></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"mortgage_balance" size=3D=
"34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><font color=3D"#0033CC"><b>How Long Have You Had You=
r Current Loan?</b></font></td>
    <td width=3D"53%"><input type=3D"text" name=3D"how_long_current_loan" =
size=3D"34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><font color=3D"#0033CC"><b>How Many Months/Years Hav=
e Been Paid On Loan So Far?</b></font></td>
    <td width=3D"53%"><input type=3D"text" name=3D"paid_on_loan_thus_far" =
size=3D"34"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Interest Rate:</font></b>=
</td>
    <td width=3D"53%"><input type=3D"text" name=3D"interest_rate" size=3D"=
8"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Fixed or Adjustable Rate?=
</font></b></td>
    <td width=3D"53%"><FONT face=3DArial><SELECT 
                  name=3Dfixed_or_adjustable size=3D1> <OPTION 
                    value=3DFixed>Fixed</OPTION> <OPTION selected 
                    value=3DAdjustable>Adjustable</OPTION> <OPTION 
                    value=3D"Not sure">Not sure</OPTION></SELECT></FONT></=
td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Your Monthly Payment:</fo=
nt></b></td>
    <td width=3D"53%"><input type=3D"text" name=3D"monthly_pymt" size=3D"3=
4"></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Are You Behind on Payment=
s?</font></b></td>
    <td width=3D"53%"><FONT face=3DArial><SELECT name=3Dbehind 
                  size=3D1> <OPTION value=3DY>Yes</OPTION> <OPTION selecte=
d 
                    value=3DN>No</OPTION></SELECT></FONT></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Please Rate Your Credit:<=
/font></b></td>
    <td width=3D"53%"><FONT face=3DArial><SELECT name=3Dcredit 
                  size=3D1> <OPTION value=3DPoor selected>Poor</OPTION> <O=
PTION 
                    value=3DFair>Fair</OPTION> <OPTION 
                    value=3DGood>Good</OPTION> 
                  <OPTION value=3D"Excellent">Excellent</OPTION></SELECT><=
/FONT></td>
  </tr>
  <tr>
    <td width=3D"47%"><b><font color=3D"#0033CC">Additional Information Yo=
u<br>Think May be Helpful:</font></b></td>
    <td width=3D"53%"><textarea rows=3D"3" name=3D"more_info" cols=3D"29">=
</textarea></td>
  </tr>
  <tr>
    <td width=3D"100%" colspan=3D"2" align=3D"center"><input type=3D"submi=
t" value=3D"Submit" name=3D"B1"></td>
  </tr>
</table>

  </center>

    </td>
  </tr>
</table>
      <p align=3D"center"><FONT face=3DArial size=3D"2" color=3D"#800080">=
<b>All information collected is 
            treated as strictly confidential and will only be used for the=
 
            purposes of real estate reduction and refinancing services=2E<=
br>We will never sell
            your name to a third party marketer=2E</b></FONT><br>
      </p>
    </td>
  </tr>
  <tr>
    <td>
      <p align=3D"center"></p>
    </td>
  </tr>
  <tr>
    <td>
      <table border=3D"0" width=3D"100%">
        <tr>
          <td width=3D"33%">
            <table border=3D"0" width=3D"100%">
              <tr>
                <td width=3D"43%"></td>
                <td width=3D"57%">
                  <p align=3D"center"></td>
              </tr>
            </table>
          </td>
          <td width=3D"33%">
            <p align=3D"center"></td>
          <td width=3D"34%">
            <p align=3D"center"></td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<hr WIDTH=3D"100%">
 <br><b><font color=3D"#66cc99"><font size=3D+1>List
 Removal/OPT-OUT Option</font></font></b>
 <br><b><font color=3D"#000000"><font size=3D-1><a
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 Here</a></font></font></b>


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