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<meta http-equiv="Content-Type" content="text/html; charset=gb2312"><p>hello, </p>
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<p><font style="BACKGROUND-COLOR: silver" color="silver"><p>&quot;I cannot tell whether he did or no,&quot; said the glover; &quot;I 
only know I saw him not. As to Catharine, she cannot be said to use Father 
Clement¡¯s ministry, seeing her confessor is old Father Francis the 
Dominican, from whom she had her shrift today. But women will sometimes be 
wilful, and sure enough she consults with Father Clement more than I could 
wish; and yet when I have spoken with him myself, I have thought him so 
good and holy a man that I could have trusted my own salvation with him. 
There are bad reports of him among the Dominicans, that is certain. But 
what have we laymen to do with such things, my son? Let us pay Mother 
Church her dues, give our alms, confess and do our penances duly, and the 
saints will bear us out.&quot;</p><p>&quot;I have not the honor, Mrs. Crayford. I 
belong to the Sea-mew.&quot;</p><p>&quot;These horrors are not to be forgotten,&quot; 
answered Catharine. &quot;Yet my mind is at present anxious respecting my 
father¡¯s safety; and I cannot but think how many brave men may be at 
this instant leaving the world, even within six miles of us, or little 
farther.&quot;</p><p>On September 18, 1873, at twelve-fifteen of a brilliant 
autumn day, in the city of Philadelphia, one of the most startling 
financial tragedies that the world has ever seen had its commencement. The 
banking house of Jay Cooke &amp; Co., the foremost financial organization 
of America, doing business at Number 114 South Third Street in Philadelphia,
 and with branches in New York, Washington, and London, closed its doors. 
Those who know anything about the financial crises of the United States 
know well the significance of the panic which followed. It is spoken of in 
all histories as the panic of 1873, and the widespread ruin and disaster 
which followed was practically unprecedented in American 
history.</p><p>&quot;Tush! tell me not of danger, Master Teviot ¡ª Cheviot ¡ª 
Eviot ¡ª what is it they call thee? But show me thy master¡¯s chamber, 
or rather undo me the door of his lodging, and I will make a good guess at 
it myself. Bear high the calabash, my brave followers, and see that you 
spill not a drop of the liquor, which Dan Bacchus has sent for the cure of 
all diseases of the body and cares of the mind. Advance it, I say, and let 
us see the holy rind which incloses such precious liquor.&quot;</p><p>¡®How 
did Dissenters, and Methodists, and Quakers, and people of that sort first 
come up, uncle?¡¯ said Miss Selina, a radiant girl of twenty, who had 
given much time to the harp.</p><p>Then, in the silence, Michael raised his 
eyes. What a strange, beautiful, tortured, compelling face!</p><p>&quot;Admitted,
&quot; said Adrian. &quot;I suppose the word ¡®Uncle¡¯ came over me. If I 
knew that Desert was likely to be as faithful as you, I should say: ¡®
Go to it and be damned in your own ways, bless you!¡¯&quot;</p><p>Her sunny 
complexion, snow white teeth, brilliant black eyes, and raven locks marked 
her country lying far in the south of France, and the arch smile and 
dimpled chin bore the same character. Her luxuriant raven locks, twisted 
around a small gold bodkin, were kept in their position by a net of silk 
and gold. Short petticoats, deep laced with silver, to correspond with the 
jacket, red stockings which were visible so high as near the calf of the 
leg, and buskins of Spanish leather, completed her adjustment, which, 
though far from new, had been saved as an untarnished holiday suit, which 
much care had kept in good order. She seemed about twenty-five years old; 
but perhaps fatigue and wandering had anticipated the touch of time in 
obliterating the freshness of early youth.</p><p>¡®Certainly,¡¯ 
said Christian, as quietly as if he had been stating yesterday¡¯s 
weather. ¡®I should not have the folly to use any affectation with you,
 Mr Transome. I lost considerable property early in life, and am now in the 
receipt of a salary simply. In the affair I have just mentioned to you I 
can give evidence which will turn the scale against you. I have no wish to 
do so, if you will make it worth my while to leave the country.¡¯
</p><p>Dinny smiled and went up to her room, and instantly she began to 
look back.</p><p>¡®Because you talked of soft words.¡¯</p><p>&quot;Now,
 gentlemen, what are the facts? You can see for yourselves exactly how this 
whole situation has come about. You are sensible men. I don¡¯t need to 
tell you. Here are two men, one elected treasurer of the city of 
Philadelphia, sworn to guard the interests of the city and to manipulate 
its finances to the best advantage, and the other called in at a time of 
uncertain financial cogitation to assist in unraveling a possibly difficult 
financial problem; and then you have a case of a quiet, private financial 
understanding being reached, and of subsequent illegal dealings in which 
one man who is shrewder, wiser, more versed in the subtle ways of Third 
Street leads the other along over seemingly charming paths of fortunate 
investment into an accidental but none the less criminal mire of failure 
and exposure and public calumny and what not. And then they get to the 
place where the more vulnerable individual of the two ¡ª the man in the most 
dangerous position, the city treasurer of Philadelphia, no less ¡ª can no 
longer reasonably or, let us say, courageously, follow the other fellow; 
and then you have such a spectacle as was described here this afternoon in 
the witness-chair by Mr. Stener ¡ª that is, you have a vicious, greedy, 
unmerciful financial wolf standing over a cowering, unsophisticated 
commercial lamb, and saying to him, his white, shiny teeth glittering all 
the while, ¡®If you don¡¯t advance me the money I ask for ¡ª the 
three hundred thousand dollars I now demand ¡ª you will be a convict, your 
children will be thrown in the street, you and your wife and your family 
will be in poverty again, and there will be no one to turn a hand for 
you.¡¯ That is what Mr. Stener says Mr. Cowperwood said to him. I, for 
my part, haven¡¯t a doubt in the world that he did. Mr. Steger, in his 
very guarded references to his client, describes him as a nice, kind, 
gentlemanly agent, a broker merely on whom was practically forced the use 
of five hundred thousand dollars at two and a half per cent. when money was 
bringing from ten to fifteen per cent. in Third Street on call loans, and 
even more. But I for one don¡¯t choose to believe it. The thing that 
strikes me as strange in all of this is that if he was so nice and kind and 
gentle and remote ¡ª a mere hired and therefore subservient agent ¡ª how is 
it that he could have gone to Mr. Stener¡¯s office two or three days 
before the matter of this sixty-thousand-dollar check came up and say to 
him, as Mr. Stener testifies under oath that he did say to him, ¡®If 
you don¡¯t give me three hundred thousand dollars¡¯ worth more of 
the city¡¯s money at once, to-day, I will fail, and you will be a 
convict. You will go to the penitentiary.¡¯? That¡¯s what he said 
to him. ¡®I will fail and you will be a convict. They can¡¯t 
touch me, but they will arrest you. I am an agent merely.¡¯ Does that 
sound like a nice, mild, innocent, well-mannered agent, a hired broker, or 
doesn¡¯t it sound like a hard, defiant, contemptuous master ¡ª a man in 
control and ready to rule and win by fair means or foul?</p><p>He told me 
tales of the old times ¡ª pityingly because he knew I could not understand. 
All I could tell was that the place dressed by America ¡ª from the 
hair-cutters¡¯ saloons to the liquor-bars. The faces of men were 
turned to the Golden Gate even while they floated most of the Singapur 
companies. There is not sufficient push in Singapur alone, so Hong-Kong 
helps. Circulars of new companies lay on the bank counters. I moved amid a 
maze of interests that I could not comprehend, and spoke to men whose minds 
were at Hankow, Foochoo, Amoy, or even further ¡ª beyond the Yangtze gorges 
where the Englishman trades.</p><p>&quot;Not strong, eh? You don¡¯t look 
it. The dice had better have sent me away, and kept you here. I never felt 
in better condition in my life.&quot; He paused and added, with his eye on Frank 
and with a strong emphasis on the words: &quot;We men of Kent are made of tough 
material.&quot;</p><p>¡®Then he is not so much cast down as you feared, 
father?¡¯ said Esther.</p><p> </p><p>¡®We should be frozen if we 
were to dawdle about as you gentlemen do,¡¯ and then she stopped and 
shook hands with him. She forgot at the moment that Lucy and he had not met,
 and therefore she did not introduce them.</p><p></p><p>¡®I wonder 
which is my lucky star!¡¯</p><p>It was impossible to reply to this, 
without speaking of the Community. Feeling that the subject was not in the 
least likely to interest her, I spoke as briefly as I could. To my 
astonishment, I evidently began to interest her from that moment. The 
series of questions went on ¡ª but now she not only listened, she was eager 
for the answers.</p></font></p>

