Return-Path: <retirementca-step@silververge.name>
Delivered-To: untroubl8492-bruce@untroubled.org
Received: (qmail 3670519 invoked from network); 2 Mar 2026 17:46:27 -0000
Received: from mail.silververge.name (knob.digitaraloop.com [173.232.79.32])
  by vx0.untroubled.org ([45.63.65.23])
  with ESMTP via TCP; 02 Mar 2026 17:46:27 -0000
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=k1; d=silververge.name;
 h=From:Reply-To:To:Date:Subject:Message-ID:MIME-Version:Content-Type;
 i=retirementca-step@silververge.name;
 bh=S79pCtUvikYm1yHg/XLkYvKeZD3UT/zEtgb8m0+yBAA=;
 b=gbt5+P7rQRhxrzkitwNBj1/EUFsWuqHsAHwFaDZxJRzZbdHeYKIDbB/8Xvk78wdO2El7Gikc7aW3
   tY9mSOzt3uvUPV8hVtElSDyx8unJhH27+sZKqH/BlX3WkN3RYR4UyXwrIRgFN81ZFg1A9o8mWifp
   Jr4XzfuIlKkLWW3XstCnohlLGc94929Z4yc51g/E8+2A6+pHfGO7orCtwfxrHD8mw7E1PvBCFs1w
   /yrnyjX5HIMa80f29WCU31bHY07YL8BcizJ8IIi/3l9g0LkBve775EL199tAg0wj7mwKWH99rhRj
   qV9EM71RaknqiKjRvZaS8JqSnWHP0KLj/r33lw==
From: RetirementCash <retirementca-step@silververge.name>
Reply-To: retirementca-step@silververge.name
To: bruce@untroubled.org
Date: Mon, 2 Mar 2026 12:46:22 -0500
Subject: Is a reverse mortgage right for you
Message-ID:  <4m-8NRAzdFj_HfzVcicS2vSrGjxs_531204@0txc.silververge.name>
X-Request-ID: 947c6fd0-5382-4f7e-a2ab-991544521057
X-Distribution: bulk
MIME-Version:  1.0
Content-Type: multipart/alternative; boundary="----=_Part.xudw6.871b2-2NgXzorJwJDkvWD5rhKXEWZn-__vcy"

------=_Part.xudw6.871b2-2NgXzorJwJDkvWD5rhKXEWZn-__vcy
Content-Type: text/plain; charset="UTF-8"
Content-Transfer-Encoding:  quoted-printable

Reverse=20Mortgage=20Program
=20=20=20=20Reverse=20Mortgage=20Insights
=20=20=20=20=20=20After=20reviewing=20your=20account=20records,=20we=20dete=
rmined=20you=20may=20be=20qualified=20for=20a=20reverse=20mortgage=20option.
=20=20=20=20=20=20This=20quick=20form=20requires=20less=20than=20a=20minute=
=20to=20finish,=20and=20everything=20can=20be=20managed=20from=20home.
=20=20=20=20=20=20View=20Details
=20=20=20=20=20=20Your=20information=20is=20kept=20private.
=20=20=20=20=E2=9C=93=20We=20work=20with=20respected=20providers=20such=20a=
s=20Finance=20of=20America=20Reverse,=20Mutual=20of=20Omaha,=20and=20more.
=20=20=20=20We=20trust=20this=20information=20was=20helpful.=20If=20you=20p=
refer=20not=20to=20receive=20future=20messages=20from=20our=20partners,=20p=
lease
=20=20=20=20unsubscribe=20here,
=20=20=20=20or=20send=20correspondence=20to=2028=20Old=20Rudnick=20Lane,=20=
Dover,=20Delaware=2019901.
=20=20=20=20This=20is=20an=20advertisement
=20=20=20=20=20=20A=20reverse=20mortgage=20is=20a=20specialized=20home=20lo=
an=20designed=20for=20older=20homeowners=20who=20want=20to=20tap=20into=20t=
heir=20existing=20equity=20without=20taking=20on=20a=20traditional=20monthl=
y=20payment.=20Instead=20of=20sending=20in=20a=20payment=20each=20month,=20=
the=20balance=20is=20gradually=20settled=20over=20time,=20usually=20when=20=
the=20property=20is=20sold,=20the=20owner=20moves=20out,=20or=20the=20estat=
e=20is=20handled.=20This=20structure=20can=20provide=20additional=20funds=
=20that=20may=20help=20with=20everyday=20expenses,=20home=20repairs,=20or=
=20medical=20needs=20while=20allowing=20you=20to=20remain=20in=20your=20res=
idence.
=20=20=20=20=20=20Many=20people=20explore=20reverse=20mortgage=20choices=20=
to=20supplement=20retirement=20resources=20or=20to=20create=20a=20more=20fl=
exible=20financial=20cushion.=20Eligibility=20often=20depends=20on=20age,=
=20property=20value,=20and=20the=20amount=20of=20existing=20equity=20availa=
ble=20in=20the=20home.=20Because=20the=20product=20is=20regulated=20and=20i=
ncludes=20counseling=20requirements,=20borrowers=20receive=20an=20explanati=
on=20of=20the=20features,=20responsibilities,=20and=20potential=20long-term=
=20effects=20before=20proceeding.=20Taking=20time=20to=20review=20the=20rat=
e=20options,=20closing=20costs,=20and=20loan=20terms=20can=20help=20you=20d=
ecide=20whether=20this=20form=20of=20borrowing=20aligns=20with=20your=20par=
ticular=20retirement=20objectives.
=20=20=20=20=20=20Reverse=20mortgage=20programs=20can=20differ=20by=20lende=
r,=20so=20comparing=20offers=20and=20reviewing=20the=20official=20disclosur=
es=20is=20an=20important=20part=20of=20the=20process.=20Some=20homeowners=
=20may=20favor=20a=20line-of-credit=20format,=20while=20others=20might=20ch=
oose=20a=20lump-sum=20or=20set=20of=20scheduled=20disbursements=20to=20matc=
h=20their=20plans.=20Understanding=20how=20interest=20accrues,=20how=20prop=
erty=20taxes=20and=20insurance=20must=20still=20be=20maintained,=20and=20ho=
w=20heirs=20may=20address=20the=20loan=20later=20can=20give=20you=20clearer=
=20expectations.=20As=20with=20any=20significant=20borrowing=20decision,=20=
carefully=20weighing=20the=20benefits=20and=20obligations=20can=20support=
=20a=20more=20confident=20choice=20about=20your=20home=20and=20long-term=20=
finances.
&nbsp;

http://www.silververge.name/nahiod

------=_Part.xudw6.871b2-2NgXzorJwJDkvWD5rhKXEWZn-__vcy
Content-Type:  text/html; charset="UTF-8"
Content-Transfer-Encoding:  quoted-printable

<!DOCTYPE=20html>
<html=20lang=3D"en">
<head>
=20=20<meta=20charset=3D"UTF-8"=20/>
=20=20<meta=20name=3D"viewport"=20content=3D"width=3Ddevice-width,initial-s=
cale=3D1.0"=20/>
=20=20<title>Reverse=20Mortgage=20Program</title>
=20=20<style>
=20=20=20=20body,=20table,=20td,=20p,=20a=20{
=20=20=20=20=20=20margin:=200;
=20=20=20=20=20=20padding:=200;
=20=20=20=20=20=20border:=200;
=20=20=20=20=20=20font-family:=20Arial,=20Helvetica,=20sans-serif;
=20=20=20=20=20=20line-height:=201.5;
=20=20=20=20}
=20=20=20=20body=20{
=20=20=20=20=20=20background-color:=20#ffffff;
=20=20=20=20}
=20=20=20=20.email-wrapper=20{
=20=20=20=20=20=20max-width:=20600px;
=20=20=20=20=20=20margin:=200=20auto;
=20=20=20=20=20=20border:=201px=20solid=20#c7c7c7;
=20=20=20=20=20=20background-color:=20#ffffff;
=20=20=20=20}
=20=20=20=20.header=20{
=20=20=20=20=20=20background-color:=20#b30000;
=20=20=20=20=20=20color:=20#ffffff;
=20=20=20=20=20=20padding:=2018px=2015px;
=20=20=20=20=20=20font-size:=2022px;
=20=20=20=20=20=20font-weight:=20bold;
=20=20=20=20=20=20text-align:=20center;
=20=20=20=20=20=20letter-spacing:=200.5px;
=20=20=20=20}
=20=20=20=20.content-cell=20{
=20=20=20=20=20=20padding:=2028px=2025px=2020px=2025px;
=20=20=20=20=20=20font-size:=2016px;
=20=20=20=20=20=20color:=20#222222;
=20=20=20=20}
=20=20=20=20.content-cell=20p=20{
=20=20=20=20=20=20margin:=200=200=2018px=200;
=20=20=20=20=20=20font-size:=2016px;
=20=20=20=20}
=20=20=20=20.btn=20{
=20=20=20=20=20=20display:=20inline-block;
=20=20=20=20=20=20background-color:=20#b30000;
=20=20=20=20=20=20color:=20#ffffff=20!important;
=20=20=20=20=20=20text-decoration:=20none;
=20=20=20=20=20=20font-weight:=20bold;
=20=20=20=20=20=20font-size:=2018px;
=20=20=20=20=20=20padding:=2014px=2040px;
=20=20=20=20=20=20border-radius:=2030px;
=20=20=20=20=20=20letter-spacing:=200.3px;
=20=20=20=20=20=20margin:=2012px=200=2020px=200;
=20=20=20=20}
=20=20=20=20.footer-text=20{
=20=20=20=20=20=20font-size:=2012px;
=20=20=20=20=20=20color:=20#444444;
=20=20=20=20=20=20text-align:=20center;
=20=20=20=20=20=20padding:=2016px=2020px=208px=2020px;
=20=20=20=20=20=20border-top:=201px=20solid=20#e0e0e0;
=20=20=20=20=20=20background-color:=20#fafafa;
=20=20=20=20}
=20=20=20=20.footer-text=20a=20{
=20=20=20=20=20=20color:=20#0056b3;
=20=20=20=20=20=20text-decoration:=20underline;
=20=20=20=20}
=20=20=20=20.advertisement-tag=20{
=20=20=20=20=20=20font-size:=2011px;
=20=20=20=20=20=20color:=20#888888;
=20=20=20=20=20=20text-align:=20center;
=20=20=20=20=20=20padding:=208px=2020px=2016px=2020px;
=20=20=20=20=20=20background-color:=20#fafafa;
=20=20=20=20}
=20=20=20=20.subtle-reference=20{
=20=20=20=20=20=20font-size:=2010px;
=20=20=20=20=20=20color:=20#bbbbbb;
=20=20=20=20=20=20line-height:=201.4;
=20=20=20=20=20=20padding:=208px=2025px=206px=2025px;
=20=20=20=20=20=20background-color:=20#ffffff;
=20=20=20=20=20=20border-top:=201px=20solid=20#eeeeee;
=20=20=20=20=20=20letter-spacing:=200.2px;
=20=20=20=20}
=20=20=20=20.subtle-reference=20p=20{
=20=20=20=20=20=20margin:=200=200=205px=200;
=20=20=20=20}
=20=20=20=20.extra-subtle=20{
=20=20=20=20=20=20font-size:=209px;
=20=20=20=20=20=20color:=20#cccccc;
=20=20=20=20=20=20margin:=200;
=20=20=20=20}
=20=20=20=20.lender-mention=20{
=20=20=20=20=20=20font-size:=2012px;
=20=20=20=20=20=20color:=20#2f2f2f;
=20=20=20=20=20=20background-color:=20#f2f2f2;
=20=20=20=20=20=20padding:=2010px=2025px;
=20=20=20=20=20=20border-left:=203px=20solid=20#b30000;
=20=20=20=20}
=20=20=20=20a=20{
=20=20=20=20=20=20color:=20#0056b3;
=20=20=20=20}
=20=20=20=20.btn:link,=20.btn:visited=20{
=20=20=20=20=20=20color:=20#ffffff;
=20=20=20=20}
=20=20=20=20@media=20only=20screen=20and=20(max-width:=20620px)=20{
=20=20=20=20=20=20.email-wrapper=20{
=20=20=20=20=20=20=20=20width:=20100%=20!important;
=20=20=20=20=20=20}
=20=20=20=20=20=20.content-cell,=20.footer-text,=20.lender-mention,=20.subt=
le-reference=20{
=20=20=20=20=20=20=20=20padding-left:=2015px=20!important;
=20=20=20=20=20=20=20=20padding-right:=2015px=20!important;
=20=20=20=20=20=20}
=20=20=20=20=20=20.btn=20{
=20=20=20=20=20=20=20=20width:=20100%=20!important;
=20=20=20=20=20=20=20=20box-sizing:=20border-box;
=20=20=20=20=20=20}
=20=20=20=20}
=20=20</style>
</head>
<body=20style=3D"margin:0;=20padding:20px=2010px;=20background:#ffffff;">

<div=20class=3D"email-wrapper"=20style=3D"max-width:600px;=20margin:0=20aut=
o;=20border:1px=20solid=20#c7c7c7;=20background:#ffffff;">

=20=20<div=20class=3D"header"=20style=3D"background:#b30000;=20color:#fffff=
f;=20padding:18px=2015px;=20font-size:22px;=20font-weight:bold;=20text-alig=
n:center;">
=20=20=20=20Reverse=20Mortgage=20Insights
=20=20</div>

=20=20<div=20class=3D"content-cell"=20style=3D"padding:28px=2025px=2020px=
=2025px;=20font-size:16px;=20color:#222222;">
=20=20=20=20
=20=20=20=20<p=20style=3D"margin:0=200=2018px=200;=20font-size:16px;">
=20=20=20=20=20=20After=20reviewing=20your=20account=20records,=20we=20dete=
rmined=20you=20may=20be=20qualified=20for=20a=20reverse=20mortgage=20option.
=20=20=20=20</p>
=20=20=20=20
=20=20=20=20<p=20style=3D"margin:0=200=2018px=200;=20font-size:16px;">
=20=20=20=20=20=20This=20quick=20form=20requires=20less=20than=20a=20minute=
=20to=20finish,=20and=20everything=20can=20be=20managed=20from=20home.
=20=20=20=20</p>
=20=20=20=20
=20=20=20=20<div=20style=3D"text-align:center;">
=20=20=20=20=20=20<a=20href=3D"http://www.silververge.name/nahiod"=20class=
=3D"btn"=20style=3D"display:inline-block;=20background:#b30000;=20color:#ff=
ffff;=20text-decoration:none;=20font-weight:bold;=20font-size:18px;=20paddi=
ng:14px=2040px;=20border-radius:30px;=20margin:12px=200=2020px=200;">View=
=20Details</a>
=20=20=20=20</div>
=20=20=20=20
=20=20=20=20<p=20style=3D"margin:0;=20font-size:14px;=20color:#555555;">
=20=20=20=20=20=20Your=20information=20is=20kept=20private.
=20=20=20=20</p>
=20=20</div>

=20=20<div=20class=3D"lender-mention"=20style=3D"font-size:12px;=20color:#2=
f2f2f;=20background:#f2f2f2;=20padding:10px=2025px;=20border-left:3px=20sol=
id=20#b30000;">
=20=20=20=20=E2=9C=93=20We=20work=20with=20respected=20providers=20such=20a=
s=20Finance=20of=20America=20Reverse,=20Mutual=20of=20Omaha,=20and=20more.
=20=20</div>

=20=20<div=20class=3D"footer-text"=20style=3D"font-size:12px;=20color:#4444=
44;=20text-align:center;=20padding:16px=2020px=208px=2020px;=20border-top:1=
px=20solid=20#e0e0e0;=20background:#fafafa;">
=20=20=20=20We=20trust=20this=20information=20was=20helpful.=20If=20you=20p=
refer=20not=20to=20receive=20future=20messages=20from=20our=20partners,=20p=
lease=20
=20=20=20=20<a=20href=3D"http://www.silververge.name/foxegxo"=20style=3D"co=
lor:#0056b3;">unsubscribe=20here</a>,=20
=20=20=20=20or=20send=20correspondence=20to=2028=20Old=20Rudnick=20Lane,=20=
Dover,=20Delaware=2019901.
=20=20</div>
=20=20
=20=20<div=20class=3D"advertisement-tag"=20style=3D"font-size:11px;=20color=
:#888888;=20text-align:center;=20padding:8px=2020px=2016px=2020px;=20backgr=
ound:#fafafa;">
=20=20=20=20This=20is=20an=20advertisement
=20=20</div>

=20=20<div=20class=3D"subtle-reference"=20style=3D"font-size:10px;=20color:=
#bbbbbb;=20line-height:1.4;=20padding:8px=2025px=206px=2025px;=20background=
:#ffffff;=20border-top:1px=20solid=20#eeeeee;">
=20=20=20=20<p=20style=3D"margin:0=200=205px=200;">
=20=20=20=20=20=20A=20reverse=20mortgage=20is=20a=20specialized=20home=20lo=
an=20designed=20for=20older=20homeowners=20who=20want=20to=20tap=20into=20t=
heir=20existing=20equity=20without=20taking=20on=20a=20traditional=20monthl=
y=20payment.=20Instead=20of=20sending=20in=20a=20payment=20each=20month,=20=
the=20balance=20is=20gradually=20settled=20over=20time,=20usually=20when=20=
the=20property=20is=20sold,=20the=20owner=20moves=20out,=20or=20the=20estat=
e=20is=20handled.=20This=20structure=20can=20provide=20additional=20funds=
=20that=20may=20help=20with=20everyday=20expenses,=20home=20repairs,=20or=
=20medical=20needs=20while=20allowing=20you=20to=20remain=20in=20your=20res=
idence.
=20=20=20=20</p>
=20=20=20=20<p=20style=3D"margin:0=200=205px=200;">
=20=20=20=20=20=20Many=20people=20explore=20reverse=20mortgage=20choices=20=
to=20supplement=20retirement=20resources=20or=20to=20create=20a=20more=20fl=
exible=20financial=20cushion.=20Eligibility=20often=20depends=20on=20age,=
=20property=20value,=20and=20the=20amount=20of=20existing=20equity=20availa=
ble=20in=20the=20home.=20Because=20the=20product=20is=20regulated=20and=20i=
ncludes=20counseling=20requirements,=20borrowers=20receive=20an=20explanati=
on=20of=20the=20features,=20responsibilities,=20and=20potential=20long-term=
=20effects=20before=20proceeding.=20Taking=20time=20to=20review=20the=20rat=
e=20options,=20closing=20costs,=20and=20loan=20terms=20can=20help=20you=20d=
ecide=20whether=20this=20form=20of=20borrowing=20aligns=20with=20your=20par=
ticular=20retirement=20objectives.
=20=20=20=20</p>
=20=20=20=20<p=20style=3D"margin:0=200=205px=200;">
=20=20=20=20=20=20Reverse=20mortgage=20programs=20can=20differ=20by=20lende=
r,=20so=20comparing=20offers=20and=20reviewing=20the=20official=20disclosur=
es=20is=20an=20important=20part=20of=20the=20process.=20Some=20homeowners=
=20may=20favor=20a=20line-of-credit=20format,=20while=20others=20might=20ch=
oose=20a=20lump-sum=20or=20set=20of=20scheduled=20disbursements=20to=20matc=
h=20their=20plans.=20Understanding=20how=20interest=20accrues,=20how=20prop=
erty=20taxes=20and=20insurance=20must=20still=20be=20maintained,=20and=20ho=
w=20heirs=20may=20address=20the=20loan=20later=20can=20give=20you=20clearer=
=20expectations.=20As=20with=20any=20significant=20borrowing=20decision,=20=
carefully=20weighing=20the=20benefits=20and=20obligations=20can=20support=
=20a=20more=20confident=20choice=20about=20your=20home=20and=20long-term=20=
finances.
=20=20=20=20</p>
=20=20</div>

=20=20<img=20src=3D"http://www.silververge.name/open/YnJ1Y2VAdW50cm91YmxlZC5vcmc.png"=20wi=
dth=3D"1"=20height=3D"1"=20style=3D"display:none;"=20alt=3D""=20/>

</div>

<div=20style=3D"height:1px;=20line-height:1px;">&nbsp;</div>

</body>
</html>

------=_Part.xudw6.871b2-2NgXzorJwJDkvWD5rhKXEWZn-__vcy--
