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From: =?utf-8?q?=EF=BC=9Cinteractivebrokers=EF=BC=9E?= <noreply@pt838.cc>
To: bruce@untroubled.org
Subject:
 Important Withholding Tax Notice: W-8BEN Form Expired --Action Required
Date: Mon, 10 Nov 2025 05:43:08 +0000
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												Important Withholding Tax Notice: W-8BEN Form Expired --Action Re=
quired
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													<br />
													<strong>Your W-8BEN Form Has Expired</strong>
													<p>
														As required by the U.S. Internal Revenue Service (IRS), Interac=
tive Brokers (IBKR) must maintain a valid W-8BEN form on file for all non-U.S=
. persons or foreign resident clients.
													</p>
													<p>
														The W-8BEN form allows clients to certify their non-U.S. status=
 and, where applicable, claim a reduced rate of or exemption from U.S. withho=
lding tax under an income tax treaty between their country of residence and t=
he United States.
													</p>
													<p>
														As we currently do not have a valid W-8BEN form on file for you=
r account, U.S. backup withholding is being applied at a rate of 24% on gross=
 proceeds and up to 37% on dividend and interest income.
													</p>
													<p>
														To avoid continued withholding, please click the link below to =
re-certify your W-8BEN form immediately
													</p>
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