Return-Path: <colinrivera@bankcourse.com>
Delivered-To: untroubl8492-bruce@untroubled.org
Received: (qmail 1595873 invoked from network); 30 Mar 2026 23:41:14 -0000
Received: from mx1.bankcourse.com (energyfield.royalgoldenspins.com [202.168.82.148])
  by vx0.untroubled.org ([45.63.65.23])
  with ESMTP via TCP; 30 Mar 2026 23:41:13 -0000
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=mtakw3kg5tbcl; d=bankcourse.com;
 h=Subject:Date:To:Message-ID:Reply-To:List-Unsubscribe:MIME-Version:From:
 Content-Type; i=colinrivera@bankcourse.com;
 bh=OdTzcFrAXNgEViAXqSEUeNzeNubbFYqff4y1TAyj5u0=;
 b=ru+rMO9q9snIsAtOVk6CkkeloN4lvq9zmHxNYe1F6giTOfYiLP79r2jlI70pMU127bMU13HDL6dc
   79vS9x8txwrotW+l0xh8gxYUBryIMf/koo6U80p2r2wlVd/7JG/4kcY0Yq/ovu/WJTCPir8w8rUQ
   YcbTRcQQ5DdQvzTSjb5xBXTcnVrmYZIvE3bYUjIE1W0EWzRUArmPbW89IeTa840v728Ej4x7iewV
   XrBPKNkyPPF8eCJd+Pl/h9/etjW/FrentSXtt3tiBiAnLeRB7ZKASRGSxoPqLtP/ADhwCR0qLju7
   flk2Tl+74YyFrPu+o319n+0gDu9qupVPbmnQOQ==
List-Unsubscribe-Post: List-Unsubscribe=One-Click
Subject: How your home can pay you
Date: Mon, 30 Mar 2026 19:40:30 -0400
To: bruce@untroubled.org
Message-ID: <1aafb21c630721177.2593356@bankcourse.com>
Reply-To: colinrivera@bankcourse.com
List-Unsubscribe: <https://unsubscribe.bankcourse.com/qmprqlyj>
MIME-Version: 1.0
From: colin Rivera <colinrivera@bankcourse.com>
Content-Type: multipart/alternative; boundary="----=_TransferBoundary_18042-fnoznolptgmop2ilf91v009208192"
Content-Length: 15110

------=_TransferBoundary_18042-fnoznolptgmop2ilf91v009208192
Content-Type: text/plain; charset="UTF-8"

EquityFirst Financial

Tax-free cash from your home equity, with no monthly mortgage payments required while you live in your home.

 

EquityFirst Financial

Eligibility Notice

Home Equity Access Update

Your home may be able to provide tax-free cash for the years ahead

For qualifying homeowners age 62+, EquityFirst Financial offers a way to access home equity with no monthly mortgage payments required while you continue living in your home.

 

Service Overview

A home equity conversion solution can turn a portion of your home’s value into accessible funds while keeping your routine steady. The proceeds can be used in the way that makes the most sense for your life—supplementing retirement income, managing healthcare expenses, handling major home updates, or simply adding flexibility to monthly finances.

This loan is typically repaid later, when the home is sold, when you move out permanently, or from the estate. You continue to retain title and ownership of your home, and the process includes required counseling from a HUD-approved agency so you can review the option with independent guidance before making any decision.

What to expect

•

No monthly mortgage payments required while you live in the home and continue meeting loan obligations.

•

Tax-free cash that can support everyday priorities or larger planning needs.

•

A no-obligation information guide and consultation to help clarify eligibility, costs, and next steps.

Important eligibility note

This option is generally intended for homeowners age 62 or older with sufficient equity in the home. Reviewing a clear, plain-language guide is often the best first step before deciding whether a consultation makes sense.

Get Your Free Guide

EquityFirst Financial approaches retirement lending as a practical support service, built around the idea that home equity should be easier to understand and more thoughtfully explained. The goal behind this offer is not simply to present borrowing, but to show eligible homeowners how to evaluate one potential source of stability and flexibility without pressure.

The company’s emphasis on clear guidance reflects what matters most in later-life financial decisions: confidence, transparency, and time to review options carefully. That is why EquityFirst Financial pairs the offer with educational materials and encourages a conversation informed by independent HUD-approved counseling.

For homeowners who have spent years building value in their property, access to tax-free cash with no monthly mortgage payments required while living in the home can represent more than a transaction. In the right circumstances, it can be a way to align a long-held asset with present-day needs and long-term peace of mind.

This message is intended to provide general product information and should not be considered legal, tax, or financial advice. Review all terms carefully to determine whether this solution is appropriate for your situation.

 

------=_TransferBoundary_18042-fnoznolptgmop2ilf91v009208192
Content-Type: text/html; charset="UTF-8"

<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="UTF-8" />
  <meta http-equiv="x-ua-compatible" content="ie=edge" />
  <meta name="viewport" content="width=device-width, initial-scale=1.0" />
  <title>EquityFirst Financial</title>
</head>
<body style="margin:0; padding:0; background-color:#ffffff; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; color:#2f3a46;">
  <div style="display:none; max-height:0; overflow:hidden; opacity:0; mso-hide:all;">
    Tax-free cash from your home equity, with no monthly mortgage payments required while you live in your home.
  </div>

  <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse; width:100%; background-color:#ffffff;">
    <tr>
      <td style="background-color:#512e5f; height:14px; line-height:14px; font-size:0;">&nbsp;</td>
    </tr>
    <tr>
      <td align="center" style="padding:0; margin:0;">
        <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="max-width:700px; width:100%; border-collapse:collapse; background-color:#ffffff;">
          <tr>
            <td style="padding:26px 30px 22px 30px; border-bottom:2px solid #8e44ad;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td valign="middle" align="left" style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:22px; line-height:28px; color:#512e5f; font-weight:bold; letter-spacing:0.2px;">
                    EquityFirst Financial
                  </td>
                  <td valign="middle" align="right">
                    <span style="display:inline-block; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:12px; line-height:12px; color:#512e5f; background-color:#f5eef8; border:1px solid #d9c6e2; padding:8px 12px; text-transform:uppercase; letter-spacing:1px; font-weight:bold;">
                      Eligibility Notice
                    </span>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 30px 8px 30px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="padding:0 0 12px 0; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:12px; line-height:18px; color:#6c7a89; text-transform:uppercase; letter-spacing:1.2px; font-weight:bold;">
                    Home Equity Access Update
                  </td>
                </tr>
                <tr>
                  <td style="padding:0 0 12px 0; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:34px; line-height:40px; color:#243447; font-weight:bold;">
                    Your home may be able to provide tax-free cash for the years ahead
                  </td>
                </tr>
                <tr>
                  <td style="padding:0 0 20px 0; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:18px; line-height:29px; color:#4c5b68;">
                    For qualifying homeowners age 62+, EquityFirst Financial offers a way to access home equity with no monthly mortgage payments required while you continue living in your home.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 30px 0 30px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="border-top:1px solid #d9e1e8; font-size:0; line-height:0;">&nbsp;</td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:30px 30px 0 30px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse; background-color:#f5eef8;">
                <tr>
                  <td style="padding:30px 28px 30px 28px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; color:#2f3a46;">
                    <div style="font-size:15px; line-height:24px; color:#4c5b68; text-transform:uppercase; letter-spacing:0.8px; font-weight:bold; padding-bottom:14px;">
                      Service Overview
                    </div>
                    <div style="font-size:18px; line-height:31px; color:#2f3a46;">
                      A home equity conversion solution can turn a portion of your home’s value into accessible funds while keeping your routine steady. The proceeds can be used in the way that makes the most sense for your life—supplementing retirement income, managing healthcare expenses, handling major home updates, or simply adding flexibility to monthly finances.
                      <br /><br />
                      This loan is typically repaid later, when the home is sold, when you move out permanently, or from the estate. You continue to retain title and ownership of your home, and the process includes required counseling from a HUD-approved agency so you can review the option with independent guidance before making any decision.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 30px 0 30px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="padding:0 0 18px 0; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:15px; line-height:22px; color:#512e5f; text-transform:uppercase; letter-spacing:0.8px; font-weight:bold;">
                    What to expect
                  </td>
                </tr>
                <tr>
                  <td style="padding:0;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                      <tr>
                        <td valign="top" style="width:24px; font-size:18px; line-height:24px; color:#8e44ad; padding:0 0 14px 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:17px; line-height:28px; color:#3f4d59; padding:0 0 14px 0;">
                          No monthly mortgage payments required while you live in the home and continue meeting loan obligations.
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="width:24px; font-size:18px; line-height:24px; color:#8e44ad; padding:0 0 14px 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:17px; line-height:28px; color:#3f4d59; padding:0 0 14px 0;">
                          Tax-free cash that can support everyday priorities or larger planning needs.
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="width:24px; font-size:18px; line-height:24px; color:#8e44ad; padding:0 0 0 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:17px; line-height:28px; color:#3f4d59; padding:0;">
                          A no-obligation information guide and consultation to help clarify eligibility, costs, and next steps.
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 30px 0 30px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse; border:1px solid #ddd6e5;">
                <tr>
                  <td style="padding:22px 24px 10px 24px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:15px; line-height:22px; color:#512e5f; text-transform:uppercase; letter-spacing:0.8px; font-weight:bold;">
                    Important eligibility note
                  </td>
                </tr>
                <tr>
                  <td style="padding:0 24px 22px 24px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:17px; line-height:29px; color:#3f4d59;">
                    This option is generally intended for homeowners age 62 or older with sufficient equity in the home. Reviewing a clear, plain-language guide is often the best first step before deciding whether a consultation makes sense.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:36px 30px 22px 30px;">
              <a href="http://www.bankcourse.com/insight_signalsfeedboard/q431op58" style="display:inline-block; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:18px; line-height:18px; color:#ffffff; text-decoration:none; background-color:#512e5f; padding:17px 30px; border-radius:3px; font-weight:bold; letter-spacing:0.2px;">
                Get Your Free Guide
              </a>
            </td>
          </tr>

          <tr>
            <td style="padding:8px 30px 0 30px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:28px; color:#4b5966;">
              <p style="margin:0 0 18px 0;">
                EquityFirst Financial approaches retirement lending as a practical support service, built around the idea that home equity should be easier to understand and more thoughtfully explained. The goal behind this offer is not simply to present borrowing, but to show eligible homeowners how to evaluate one potential source of stability and flexibility without pressure.
              </p>
              <p style="margin:0 0 18px 0;">
                The company’s emphasis on clear guidance reflects what matters most in later-life financial decisions: confidence, transparency, and time to review options carefully. That is why EquityFirst Financial pairs the offer with educational materials and encourages a conversation informed by independent HUD-approved counseling.
              </p>
              <p style="margin:0;">
                For homeowners who have spent years building value in their property, access to tax-free cash with no monthly mortgage payments required while living in the home can represent more than a transaction. In the right circumstances, it can be a way to align a long-held asset with present-day needs and long-term peace of mind.
              </p>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 30px 34px 30px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:13px; line-height:21px; color:#6c7a89; text-align:left;">
              This message is intended to provide general product information and should not be considered legal, tax, or financial advice. Review all terms carefully to determine whether this solution is appropriate for your situation.
            </td>
          </tr>
        </table>
      </td>
    </tr>
    <tr>
      <td style="background-color:#512e5f; height:16px; line-height:16px; font-size:0;">&nbsp;</td>
    </tr>
  </table>

  <div style="display:none; font-size:1px; line-height:1px; color:#ffffff;"><img src="http://www.bankcourse.com/_/open/vhCO31-2GU69G0ygwLZRWehjifCxdA69L.gif" width="1" height="1" alt="" style="display:block;width:1px;height:1px;border:0;overflow:hidden;" /></div>
</body>
</html>

------=_TransferBoundary_18042-fnoznolptgmop2ilf91v009208192--
