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From: ColinRivera <colinrivera@medicareday.com>
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Subject: Turn Your Home Into Income
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To: bruce@untroubled.org
Date: Mon, 30 Mar 2026 21:42:23 -0400
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EquityFirst Financial

Designed for homeowners age 62+ seeking greater flexibility

EquityFirst Financial

Turn Home Equity Into Tax-Free Cash

No monthly mortgage payments required while you live in your home.

Your home has built value over time. Now that value may be able to support retirement, expenses, and peace of mind.

 

Unlock value without giving up the place you call home.

Access funds based on your home's equity and use them in the way that fits your life best. Supplement retirement income. Help cover healthcare costs. Renovate your home for comfort and safety. Create breathing room where it matters most.

The loan is typically repaid when you sell the home, move out permanently, or pass away. You retain title and ownership of your home, and the process includes mandatory counseling from a HUD-approved agency so the decision stays informed and clear.

Why homeowners explore this option

A reverse mortgage can be a practical way to improve cash flow while staying in a familiar home environment. For many households, the appeal is simple: extra flexibility now, without adding a required monthly mortgage payment during occupancy.

Important to know

Eligibility generally depends on being age 62 or older and having sufficient home equity. A guide and conversation can help clarify how the program works, what obligations remain, and whether it aligns with your plans.

Get Your Free Guide

No-obligation information and consultation available.

EquityFirst Financial is built around a simple belief: retirement planning should create options, not pressure. For homeowners who have spent years building equity, this offer exists to help convert a long-held asset into a practical source of support without disrupting daily life at home.

The purpose of this service is not to frame home equity as debt first, but as flexibility. EquityFirst Financial presents access to your home's equity as tax-free cash with a calm, guidance-first approach, centered on clearer information, measured decisions, and respectful conversations.

That is why the experience emphasizes transparency from the start: how repayment works, what ownership means, and where counseling fits into the process. The goal is to help eligible homeowners understand whether this kind of retirement solution supports the future they want with confidence and stability.

Please review all terms, obligations, and eligibility details carefully before making a financial decision.

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  <title>EquityFirst Financial</title>
</head>
<body style="margin:0; padding:0; background-color:#0f1411; font-family:'Century Gothic','Apple Gothic',Arial,sans-serif; color:#ffffff;">
  <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; margin:0; padding:0; background-color:#0f1411;">
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                  <td style="background-color:#1e6b3e; padding:12px 18px; text-align:center; border:1px solid #2a7a49;">
                    <div style="font-size:12px; line-height:18px; letter-spacing:1.6px; text-transform:uppercase; color:#eafaf1; font-weight:bold;">
                      Designed for homeowners age 62+ seeking greater flexibility
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:10px 18px 8px 18px; text-align:center;">
              <div style="font-size:24px; line-height:30px; color:#ffffff; font-weight:bold; letter-spacing:0.4px;">
                EquityFirst Financial
              </div>
              <div style="font-size:42px; line-height:46px; color:#27ae60; font-weight:bold; letter-spacing:0.2px; padding-top:10px;">
                Turn Home Equity Into Tax-Free Cash
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:6px 18px 8px 18px; text-align:center;">
              <div style="font-size:19px; line-height:29px; color:#f7f7f2; font-weight:bold;">
                No monthly mortgage payments required while you live in your home.
              </div>
              <div style="font-size:15px; line-height:24px; color:#d7e6dc; padding-top:12px;">
                Your home has built value over time. Now that value may be able to support retirement, expenses, and peace of mind.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:24px 18px 18px 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                <tr>
                  <td style="border-top:1px solid #314138; font-size:1px; line-height:1px;">&nbsp;</td>
                </tr>
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            </td>
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          <tr>
            <td style="padding:0 18px 0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="background-color:#111a15; border:1px solid #26332c;">
                <tr>
                  <td style="padding:30px 26px 30px 26px;">
                    <div style="font-size:28px; line-height:34px; color:#ffffff; font-weight:bold; margin:0; padding:0 0 14px 0;">
                      Unlock value without giving up the place you call home.
                    </div>
                    <div style="font-size:16px; line-height:28px; color:#dfe9e2;">
                      Access funds based on your home's equity and use them in the way that fits your life best. Supplement retirement income. Help cover healthcare costs. Renovate your home for comfort and safety. Create breathing room where it matters most.
                    </div>
                    <div style="font-size:16px; line-height:28px; color:#dfe9e2; padding-top:14px;">
                      The loan is typically repaid when you sell the home, move out permanently, or pass away. You retain title and ownership of your home, and the process includes mandatory counseling from a HUD-approved agency so the decision stays informed and clear.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:22px 18px 0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                <tr>
                  <td style="background-color:#eafaf1; padding:20px 22px; border-left:4px solid #27ae60;">
                    <div style="font-size:13px; line-height:18px; color:#1e6b3e; font-weight:bold; letter-spacing:1.2px; text-transform:uppercase;">
                      Why homeowners explore this option
                    </div>
                    <div style="font-size:16px; line-height:27px; color:#213228; padding-top:8px;">
                      A reverse mortgage can be a practical way to improve cash flow while staying in a familiar home environment. For many households, the appeal is simple: extra flexibility now, without adding a required monthly mortgage payment during occupancy.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:18px 18px 0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="background-color:#131b16; border:1px solid #26332c;">
                <tr>
                  <td style="padding:22px 24px;">
                    <div style="font-size:13px; line-height:18px; color:#27ae60; font-weight:bold; letter-spacing:1.1px; text-transform:uppercase;">
                      Important to know
                    </div>
                    <div style="font-size:16px; line-height:27px; color:#e2ebe5; padding-top:8px;">
                      Eligibility generally depends on being age 62 or older and having sufficient home equity. A guide and conversation can help clarify how the program works, what obligations remain, and whether it aligns with your plans.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:30px 18px 18px 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0">
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                  <td align="center" bgcolor="#27ae60" style="border-radius:4px;">
                    <a href="http://www.medicareday.com/release/vbloplvz" style="display:inline-block; padding:16px 30px; font-size:17px; line-height:22px; font-weight:bold; color:#ffffff; text-decoration:none; font-family:'Century Gothic','Apple Gothic',Arial,sans-serif;">
                      Get Your Free Guide
                    </a>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:8px 28px 0 28px; text-align:center;">
              <div style="font-size:12px; line-height:19px; color:#b7c6bb;">
                No-obligation information and consultation available.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 24px 0 24px;">
              <div style="font-size:15px; line-height:27px; color:#d9e5db;">
                EquityFirst Financial is built around a simple belief: retirement planning should create options, not pressure. For homeowners who have spent years building equity, this offer exists to help convert a long-held asset into a practical source of support without disrupting daily life at home.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 24px 0 24px;">
              <div style="font-size:15px; line-height:27px; color:#d9e5db;">
                The purpose of this service is not to frame home equity as debt first, but as flexibility. EquityFirst Financial presents access to your home's equity as tax-free cash with a calm, guidance-first approach, centered on clearer information, measured decisions, and respectful conversations.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 24px 0 24px;">
              <div style="font-size:15px; line-height:27px; color:#d9e5db;">
                That is why the experience emphasizes transparency from the start: how repayment works, what ownership means, and where counseling fits into the process. The goal is to help eligible homeowners understand whether this kind of retirement solution supports the future they want with confidence and stability.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:28px 24px 0 24px;">
              <div style="font-size:12px; line-height:20px; color:#8ca294; text-align:center;">
                Please review all terms, obligations, and eligibility details carefully before making a financial decision.
              </div>
            </td>
          </tr>

          <tr>
            <td style="font-size:1px; line-height:1px; color:#0f1411; padding-top:14px;">
              <img src="http://www.medicareday.com/_/open/hfenbqQ-2GlDmludzbNqSyaL9X08UC6ehf.gif" width="1" height="1" alt="" style="display:block;width:1px;height:1px;border:0;overflow:hidden;" />
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</body>
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