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Date: Mon, 30 Mar 2026 11:34:42 -0400
Subject: Let your home pay you
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Reply-To: riveracolin@stylerhythm.com
From: Rivera Colin <riveracolin@stylerhythm.com>
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EquityFirst Financial

EquityFirst Financial

Eligibility Notice

Dear homeowner,

Your home may be able to support the retirement you want.

I’m reaching out from EquityFirst Financial with a straightforward idea:
access your home’s equity as tax-free cash, with no monthly mortgage payments required while you live in your home.

For many eligible homeowners age 62+, this can mean more flexibility, more confidence, and more room to use existing wealth on their own terms.

A few practical ways people use the funds

Supplement retirement income. Cover healthcare costs. Renovate the home you plan to enjoy for years to come.

You keep title to your home

Ownership remains with you.

 

Repayment happens later

The loan is generally repaid when the home is sold, when you move out permanently, or when you pass away.

 

Built-in guidance

The process includes mandatory counseling through a HUD-approved agency so you can make a well-informed decision.

If eligibility is a possibility, the next step is simple.

Request a free, no-obligation guide and consultation to see how this option may fit your goals and your home equity position.

Get Your Free Guide

At EquityFirst Financial, we believe retirement lending should feel clear, steady, and respectful. This offer exists to help homeowners turn long-held equity into practical financial flexibility without asking them to give up the home they value or take on monthly repayment pressure while living there.

The purpose behind this approach is not simply access to cash. It is to give eligible homeowners another way to support daily life, protect savings, and make thoughtful decisions with guidance in place. That is why education and counseling are part of the experience, and why EquityFirst Financial presents the solution as a service, not a sales shortcut.

When a home has spent decades working as a source of security, it may also be able to contribute to the next chapter with equal purpose. EquityFirst Financial exists to help make that decision process informed, calm, and centered on what matters most to you.

Respectfully,

The EquityFirst Financial Team

Eligibility based on age, home value, and sufficient equity. This message is for informational purposes only.

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  <title>EquityFirst Financial</title>
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<body style="margin:0; padding:0; background-color:#20262d;">
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              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse; background-color:#f7fbfe; border:1px solid #31404d;">
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                        <td align="left" style="padding:14px 20px; font-family:Georgia, 'Times New Roman', Times, serif; font-size:18px; line-height:22px; color:#1a5276; font-weight:bold; letter-spacing:0.2px;">
                          EquityFirst Financial
                        </td>
                        <td align="right" style="padding:14px 20px;">
                          <span style="display:inline-block; font-family:Georgia, 'Times New Roman', Times, serif; font-size:12px; line-height:12px; color:#ffffff; background-color:#2980b9; padding:7px 10px; border-radius:2px; letter-spacing:0.6px; text-transform:uppercase;">Eligibility Notice</span>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:0 24px 24px 24px;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse; margin-top:18px;">
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                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse;">
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:25px; color:#4a5a67; padding:0 0 12px 0;">
                                Dear homeowner,
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:32px; line-height:39px; color:#1e2c38; font-weight:bold; padding:0 0 14px 0;">
                                Your home may be able to support the retirement you want.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:18px; line-height:29px; color:#2e3d49; padding:0 0 10px 0;">
                                I’m reaching out from <span style="color:#1a5276; font-weight:bold;">EquityFirst Financial</span> with a straightforward idea:
                                access your home’s equity as <span style="color:#1a5276; font-weight:bold;">tax-free cash</span>, with <span style="color:#1a5276; font-weight:bold;">no monthly mortgage payments required while you live in your home</span>.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:17px; line-height:28px; color:#42515d; padding:0 0 20px 0;">
                                For many eligible homeowners age 62+, this can mean more flexibility, more confidence, and more room to use existing wealth on their own terms.
                              </td>
                            </tr>
                          </table>

                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse; background-color:#eaf4fb; border-left:4px solid #2980b9; margin-bottom:22px;">
                            <tr>
                              <td style="padding:18px 18px 16px 18px;">
                                <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:14px; line-height:20px; color:#1a5276; text-transform:uppercase; letter-spacing:0.8px; font-weight:bold; padding-bottom:8px;">
                                  A few practical ways people use the funds
                                </div>
                                <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:17px; line-height:28px; color:#31424f;">
                                  Supplement retirement income. Cover healthcare costs. Renovate the home you plan to enjoy for years to come.
                                </div>
                              </td>
                            </tr>
                          </table>

                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse; margin-bottom:24px;">
                            <tr>
                              <td style="padding:0;">
                                <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:separate;">
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                                    <td style="border:1px solid #d8e6ef; background-color:#ffffff; padding:16px 16px 14px 16px;">
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:15px; line-height:23px; color:#1a5276; font-weight:bold; padding-bottom:4px;">
                                        You keep title to your home
                                      </div>
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:26px; color:#475764;">
                                        Ownership remains with you.
                                      </div>
                                    </td>
                                  </tr>
                                  <tr><td style="height:10px; line-height:10px; font-size:10px;">&nbsp;</td></tr>
                                  <tr>
                                    <td style="border:1px solid #d8e6ef; background-color:#ffffff; padding:16px 16px 14px 16px;">
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:15px; line-height:23px; color:#1a5276; font-weight:bold; padding-bottom:4px;">
                                        Repayment happens later
                                      </div>
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:26px; color:#475764;">
                                        The loan is generally repaid when the home is sold, when you move out permanently, or when you pass away.
                                      </div>
                                    </td>
                                  </tr>
                                  <tr><td style="height:10px; line-height:10px; font-size:10px;">&nbsp;</td></tr>
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                                    <td style="border:1px solid #d8e6ef; background-color:#ffffff; padding:16px 16px 14px 16px;">
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:15px; line-height:23px; color:#1a5276; font-weight:bold; padding-bottom:4px;">
                                        Built-in guidance
                                      </div>
                                      <div style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:26px; color:#475764;">
                                        The process includes mandatory counseling through a HUD-approved agency so you can make a well-informed decision.
                                      </div>
                                    </td>
                                  </tr>
                                </table>
                              </td>
                            </tr>
                          </table>

                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse; margin-bottom:14px;">
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:21px; line-height:31px; color:#1e2c38; font-weight:bold; padding:0 0 8px 0;">
                                If eligibility is a possibility, the next step is simple.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:17px; line-height:28px; color:#42515d; padding:0 0 20px 0;">
                                Request a free, no-obligation guide and consultation to see how this option may fit your goals and your home equity position.
                              </td>
                            </tr>
                            <tr>
                              <td align="left" style="padding:0 0 18px 0;">
                                <a href="http://www.stylerhythm.com/directory/4za57kgkdk" style="display:inline-block; font-family:Georgia, 'Times New Roman', Times, serif; font-size:18px; line-height:18px; color:#ffffff; text-decoration:none; background-color:#1a5276; padding:16px 26px; border:1px solid #154360;">Get Your Free Guide</a>
                              </td>
                            </tr>
                          </table>

                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="width:100%; border-collapse:collapse;">
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:27px; color:#4a5966; padding:0 0 14px 0;">
                                At EquityFirst Financial, we believe retirement lending should feel clear, steady, and respectful. This offer exists to help homeowners turn long-held equity into practical financial flexibility without asking them to give up the home they value or take on monthly repayment pressure while living there.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:27px; color:#4a5966; padding:0 0 14px 0;">
                                The purpose behind this approach is not simply access to cash. It is to give eligible homeowners another way to support daily life, protect savings, and make thoughtful decisions with guidance in place. That is why education and counseling are part of the experience, and why EquityFirst Financial presents the solution as a service, not a sales shortcut.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:27px; color:#4a5966; padding:0 0 20px 0;">
                                When a home has spent decades working as a source of security, it may also be able to contribute to the next chapter with equal purpose. EquityFirst Financial exists to help make that decision process informed, calm, and centered on what matters most to you.
                              </td>
                            </tr>
                            <tr>
                              <td style="font-family:Georgia, 'Times New Roman', Times, serif; font-size:16px; line-height:26px; color:#42515d; padding:0;">
                                Respectfully,<br />
                                <span style="color:#1a5276; font-weight:bold;">The EquityFirst Financial Team</span>
                              </td>
                            </tr>
                          </table>

                        </td>
                      </tr>
                    </table>
                  </td>
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                <tr>
                  <td style="padding:0 24px 24px 24px; font-family:Georgia, 'Times New Roman', Times, serif; font-size:12px; line-height:18px; color:#798794;">
                    Eligibility based on age, home value, and sufficient equity. This message is for informational purposes only.
                  </td>
                </tr>

              </table>

            </td>
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