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From: Colin Rivers <colinrivers@timelyworks.com>
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Subject: Make your home pay you
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EquityFirst Financial

EquityFirst Financial

 

A practical guide for eligible homeowners age 62+ — review your options soon.

Home equity, reintroduced

Your home may be ready to do more for your retirement.

Access your home's equity as tax-free cash, with no monthly mortgage payments required while you live in your home.

 

If cash flow has become a greater priority, this guide explains a way to turn part of your home's value into accessible funds without giving up ownership. For many older homeowners, that can mean more room to handle current needs with greater confidence.

The funds can be used for what matters most: supplementing retirement income, covering healthcare costs, improving the home, or simply building more financial flexibility. You keep title to your home, and repayment is generally deferred until the home is sold, you move out permanently, or you pass away.

This is designed to be an informed decision, not a rushed one. The process includes mandatory counseling from a HUD-approved agency, giving you the chance to review the details clearly before moving forward.

What the guide covers

• How tax-free cash may support retirement goals

• Why no monthly mortgage payments are required while living in the home

• When repayment typically occurs

• How ownership and title stay with you

• Why eligibility usually begins at age 62 with sufficient equity

Request the Free Guide

EquityFirst Financial is grounded in a simple idea: retirement planning should make life feel steadier, not more confusing. That is why this offer is framed as a service-oriented option for homeowners who may have substantial value tied up in their homes but want clearer access to it.

Rather than treating home equity as something distant on paper, EquityFirst Financial presents it as a practical resource that may help support everyday independence. The focus is on informed decisions, respectful guidance, and a process that helps homeowners understand both the benefits and the responsibilities.

The purpose behind the guide is straightforward: explain the option in plain language so eligible homeowners can assess whether tax-free cash and deferred repayment fit their broader retirement needs. That clarity is part of what makes the experience feel measured and trustworthy.

This information is for general educational purposes and is intended for eligible U.S. homeowners age 62+ with sufficient home equity. Review all terms carefully before making a financial decision.

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                    EquityFirst Financial
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                  <td style="padding-top:8px;border-bottom:1px solid #5f5a49;font-size:1px;line-height:1px;">&nbsp;</td>
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                  <td style="padding:10px 14px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:14px;line-height:18px;color:#e8f8f5;letter-spacing:0.4px;">
                    A practical guide for eligible homeowners age 62+ — review your options soon.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 26px 10px 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;">
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                  <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:13px;line-height:17px;color:#c6b08a;letter-spacing:0.8px;text-transform:uppercase;">
                    Home equity, reintroduced
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:8px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:40px;line-height:44px;color:#ffffff;font-weight:normal;">
                    Your home may be ready to do more for your retirement.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:10px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:18px;line-height:26px;color:#d9dfdd;">
                    Access your home's equity as tax-free cash, with no monthly mortgage payments required while you live in your home.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 26px 10px 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;">
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                  <td style="border-top:1px solid #3b3b3b;font-size:1px;line-height:1px;">&nbsp;</td>
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            <td style="padding:0 26px 10px 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;">
                <tr>
                  <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:17px;line-height:27px;color:#f3f3f3;">
                    If cash flow has become a greater priority, this guide explains a way to turn part of your home's value into accessible funds without giving up ownership. For many older homeowners, that can mean more room to handle current needs with greater confidence.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:10px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:17px;line-height:27px;color:#f3f3f3;">
                    The funds can be used for what matters most: supplementing retirement income, covering healthcare costs, improving the home, or simply building more financial flexibility. You keep title to your home, and repayment is generally deferred until the home is sold, you move out permanently, or you pass away.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:10px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:17px;line-height:27px;color:#f3f3f3;">
                    This is designed to be an informed decision, not a rushed one. The process includes mandatory counseling from a HUD-approved agency, giving you the chance to review the details clearly before moving forward.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 26px 12px 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;background-color:#e8f8f5;">
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                  <td style="padding:14px 16px 6px 16px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:20px;color:#0e6655;">
                    <strong style="font-weight:bold;">What the guide covers</strong>
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                </tr>
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                  <td style="padding:0 16px 14px 16px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:24px;color:#1e2f2b;">
                    • How tax-free cash may support retirement goals<br>
                    • Why no monthly mortgage payments are required while living in the home<br>
                    • When repayment typically occurs<br>
                    • How ownership and title stay with you<br>
                    • Why eligibility usually begins at age 62 with sufficient equity
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:6px 26px 14px 26px;">
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                    <a href="http://www.timelyworks.com/alerts/84c1os12bs0x" style="display:inline-block;padding:14px 28px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:18px;line-height:22px;color:#0f1f1d;text-decoration:none;font-weight:bold;">
                      Request the Free Guide
                    </a>
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            <td style="padding:4px 26px 0 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;">
                <tr>
                  <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:24px;color:#d7d7d7;">
                    EquityFirst Financial is grounded in a simple idea: retirement planning should make life feel steadier, not more confusing. That is why this offer is framed as a service-oriented option for homeowners who may have substantial value tied up in their homes but want clearer access to it.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:10px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:24px;color:#d7d7d7;">
                    Rather than treating home equity as something distant on paper, EquityFirst Financial presents it as a practical resource that may help support everyday independence. The focus is on informed decisions, respectful guidance, and a process that helps homeowners understand both the benefits and the responsibilities.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:10px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:24px;color:#d7d7d7;">
                    The purpose behind the guide is straightforward: explain the option in plain language so eligible homeowners can assess whether tax-free cash and deferred repayment fit their broader retirement needs. That clarity is part of what makes the experience feel measured and trustworthy.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 26px 26px 26px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;width:100%;">
                <tr>
                  <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:12px;line-height:18px;color:#a6a6a6;">
                    This information is for general educational purposes and is intended for eligible U.S. homeowners age 62+ with sufficient home equity. Review all terms carefully before making a financial decision.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

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