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Subject: your home could pay you
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Date: Tue, 31 Mar 2026 11:49:50 -0400
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From: Rivera Colin <riveracolin@jobcombo.com>
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EquityFirst Financial

EquityFirst Financial

Information Available

Retirement cash-flow support

Put your home’s value to work for you.

Access your home’s equity as tax-free cash with no monthly mortgage payments required while you live in your home.

• Ages 62+

• Sufficient equity required

• No obligation to learn more

 

How this can help

This option is designed to create flexibility in retirement. Proceeds can be used for everyday living expenses, healthcare needs, planned renovations, or simply to add confidence to your financial picture without requiring monthly mortgage payments while you remain in your home.

Straightforward details

Ownership

You retain title and ownership of your home.

Repayment timing

The loan is generally repaid when you sell the home, move out permanently, or pass away.

Guidance

The process includes mandatory counseling from a HUD-approved agency, helping you review the option carefully before moving forward.

Use of funds

Funds may be used for any purpose, including retirement income support, healthcare expenses, or home updates.

Request Your Free Guide

EquityFirst Financial exists to help homeowners approach retirement with greater stability, clarity, and respect. Rather than treating home equity as something locked away, the service is built around the idea that a home can continue supporting the life it helped create.

The offer is presented as a practical financial resource, not as pressure to borrow. That is why the experience emphasizes explanation, transparent eligibility, and counseling through a HUD-approved agency so recipients can make an informed choice at their own pace.

With EquityFirst Financial, the goal is simple: provide a clearer path to tax-free cash access for eligible homeowners age 62+ while preserving the dignity of remaining in the home they know, with no monthly mortgage payments required during that time.

Eligibility is generally limited to homeowners age 62 or older with sufficient home equity. Review loan terms carefully to determine if this option aligns with your financial needs.

EquityFirst Financial is committed to a supportive, education-first approach so you can evaluate retirement funding options with more confidence and less uncertainty.

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                    EquityFirst Financial
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                    <span style="display:inline-block; padding:6px 10px; font-family:Verdana, Geneva, Tahoma, sans-serif; font-size:11px; line-height:11px; font-weight:bold; letter-spacing:1px; text-transform:uppercase; color:#1a5276; background-color:#eaf4fb; border:1px solid #cfe3f2; border-radius:14px;">
                      Information Available
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                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1a5276; font-size:12px; line-height:18px; letter-spacing:1.2px; text-transform:uppercase; font-weight:bold; padding-bottom:14px;">
                    Retirement cash-flow support
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                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1f2d3a; font-size:34px; line-height:40px; font-weight:bold; padding-bottom:14px;">
                    Put your home’s value to work for you.
                  </td>
                </tr>
                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#455965; font-size:17px; line-height:28px; padding-bottom:8px;">
                    Access your home’s equity as <span style="color:#1a5276; font-weight:bold;">tax-free cash</span> with no monthly mortgage payments required while you live in your home.
                  </td>
                </tr>
                <tr>
                  <td style="padding-top:16px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" style="border-collapse:collapse;">
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                          <span style="color:#2980b9; font-weight:bold;">•</span> Ages 62+
                        </td>
                        <td style="padding:0 18px 0 0; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#253746; font-size:13px; line-height:20px;">
                          <span style="color:#2980b9; font-weight:bold;">•</span> Sufficient equity required
                        </td>
                        <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#253746; font-size:13px; line-height:20px;">
                          <span style="color:#2980b9; font-weight:bold;">•</span> No obligation to learn more
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              <div style="height:1px; line-height:1px; font-size:1px; background-color:#dbe8f2;">&nbsp;</div>
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                          How this can help
                        </td>
                      </tr>
                      <tr>
                        <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#304654; font-size:15px; line-height:25px;">
                          This option is designed to create flexibility in retirement. Proceeds can be used for everyday living expenses, healthcare needs, planned renovations, or simply to add confidence to your financial picture without requiring monthly mortgage payments while you remain in your home.
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 30px 28px 30px; background-color:#fffaf1;">
              <table role="presentation" width="100%" cellspacing="0" cellpadding="0" border="0" style="width:100%; border-collapse:collapse; border:1px solid #d9e4ec; background-color:#fffdf8;">
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                  <td style="padding:22px 22px 10px 22px; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1f2d3a; font-size:18px; line-height:24px; font-weight:bold;">
                    Straightforward details
                  </td>
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                  <td style="padding:0 22px 22px 22px;">
                    <table role="presentation" width="100%" cellspacing="0" cellpadding="0" border="0" style="width:100%; border-collapse:collapse;">
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                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1a5276; font-size:13px; line-height:20px; font-weight:bold; width:34%;">
                          Ownership
                        </td>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#455965; font-size:14px; line-height:23px;">
                          You retain title and ownership of your home.
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1a5276; font-size:13px; line-height:20px; font-weight:bold; width:34%;">
                          Repayment timing
                        </td>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#455965; font-size:14px; line-height:23px;">
                          The loan is generally repaid when you sell the home, move out permanently, or pass away.
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1a5276; font-size:13px; line-height:20px; font-weight:bold; width:34%;">
                          Guidance
                        </td>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#455965; font-size:14px; line-height:23px;">
                          The process includes mandatory counseling from a HUD-approved agency, helping you review the option carefully before moving forward.
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#1a5276; font-size:13px; line-height:20px; font-weight:bold; width:34%;">
                          Use of funds
                        </td>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e8eef3; font-family:Verdana, Geneva, Tahoma, sans-serif; color:#455965; font-size:14px; line-height:23px;">
                          Funds may be used for any purpose, including retirement income support, healthcare expenses, or home updates.
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:0 30px 20px 30px; background-color:#fffaf1;">
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                    <a href="http://www.jobcombo.com/focus_journal/notes/ad2b5jke" style="display:inline-block; padding:16px 28px; font-family:Verdana, Geneva, Tahoma, sans-serif; font-size:15px; line-height:18px; font-weight:bold; color:#ffffff; text-decoration:none; letter-spacing:0.2px;">
                      Request Your Free Guide
                    </a>
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            </td>
          </tr>

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            <td style="padding:0 30px 30px 30px; background-color:#fffaf1;">
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                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#526673; font-size:14px; line-height:24px; padding-bottom:16px;">
                    EquityFirst Financial exists to help homeowners approach retirement with greater stability, clarity, and respect. Rather than treating home equity as something locked away, the service is built around the idea that a home can continue supporting the life it helped create.
                  </td>
                </tr>
                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#526673; font-size:14px; line-height:24px; padding-bottom:16px;">
                    The offer is presented as a practical financial resource, not as pressure to borrow. That is why the experience emphasizes explanation, transparent eligibility, and counseling through a HUD-approved agency so recipients can make an informed choice at their own pace.
                  </td>
                </tr>
                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#526673; font-size:14px; line-height:24px;">
                    With EquityFirst Financial, the goal is simple: provide a clearer path to tax-free cash access for eligible homeowners age 62+ while preserving the dignity of remaining in the home they know, with no monthly mortgage payments required during that time.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:18px 30px 30px 30px; background-color:#f3eee3; border-top:1px solid #e3ddd3;">
              <table role="presentation" width="100%" cellspacing="0" cellpadding="0" border="0" style="width:100%; border-collapse:collapse;">
                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#6b7c86; font-size:12px; line-height:19px; padding-bottom:8px;">
                    Eligibility is generally limited to homeowners age 62 or older with sufficient home equity. Review loan terms carefully to determine if this option aligns with your financial needs.
                  </td>
                </tr>
                <tr>
                  <td style="font-family:Verdana, Geneva, Tahoma, sans-serif; color:#6b7c86; font-size:12px; line-height:19px;">
                    EquityFirst Financial is committed to a supportive, education-first approach so you can evaluate retirement funding options with more confidence and less uncertainty.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

        </table>
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