Return-Path: <colinrrivera@boringvideos.com>
Delivered-To: untroubl8492-bruce@untroubled.org
Received: (qmail 1600734 invoked from network); 31 Mar 2026 01:11:21 -0000
Received: from relay2.boringvideos.com (stone7231.ptissclayfashion.com [202.168.82.36])
  by vx0.untroubled.org ([45.63.65.23])
  with ESMTP via TCP; 31 Mar 2026 01:11:21 -0000
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=mtak8m9dyuqlo; d=boringvideos.com;
 h=Message-ID:Subject:MIME-Version:List-Unsubscribe:Date:To:From:Reply-To:
 Content-Type; i=colinrrivera@boringvideos.com;
 bh=JztG5sFZRNiqVJStN1F10AxdQdyZH1h+2dIa6xJv0P8=;
 b=oQWWWXfdElNzwRgZHyptbT3WEgingakBmdA9McCNMB2zGKPwMqNTZ10ASRXVj9yu90jB4tgWJqsm
   C0bNOUucyiZDPa0J+C9GJe++9qxNk+duv/TgF2JyDvxfJE5Vpxmy2s6aQVujaHokXZsWQiS3Ef20
   ebP9VjK62+lPi/TER/C3u/iOOSxei/u/u4bdeEDdvvTqQIGwih5A2w/C4Qed5IqUc/CkTeoejLZg
   bHxqiAQxQzbViJgUTir6tXYCoVpq4xHp7YM+7WY/QBg/atJXo2na0ZkR6lmU+AG8dNX//cfeLhUY
   rhbr4zlfeO2LAETo+cOHujiuP0mMR1cI55FG9A==
Message-ID: <567230569_8138097240401023010@boringvideos.com>
Subject: How your home can pay you
List-Unsubscribe-Post: List-Unsubscribe=One-Click
MIME-Version: 1.0
List-Unsubscribe: <https://unsubscribe.boringvideos.com/qdlluggq>
Date: Mon, 30 Mar 2026 21:10:16 -0400
To: bruce@untroubled.org
From: Colin R Rivera <colinrrivera@boringvideos.com>
Reply-To: colinrrivera@boringvideos.com
Content-Type: multipart/alternative; boundary="----=_RelatedBoundary-319a6f3a21bbbf15208b.brthu4gz4o5q7eeajupbtdq"
Content-Length: 17144

------=_RelatedBoundary-319a6f3a21bbbf15208b.brthu4gz4o5q7eeajupbtdq
Content-Type: text/plain; charset="UTF-8"

EquityFirst Financial

 

EquityFirst Financial

Member Benefit Update

For eligible homeowners age 62+ seeking more flexibility in retirement

Home Equity Access Notice

A more confident way to put your home’s value to work

Access your home’s equity as tax-free cash, with no monthly mortgage payments required while you live in your home. Keep ownership, keep title, and use the funds in the way that serves life now.

Member Review Summary

Premium Benefit

 

Cash access

Tax-free proceeds

Monthly payment requirement

None while living in the home

Ownership status

You remain the homeowner

Use of funds

Retirement, healthcare, renovation, more

Guidance step

HUD-approved counseling required

 

Current value focus

Retirement freedom, funded by the home you already own

The loan is generally repaid when the home is sold, when a permanent move occurs, or from the estate.

Request the Free Guide

EquityFirst Financial is built around a simple belief: a home can provide comfort in more than one way. For many older homeowners, a large portion of lifetime financial strength is tied up in property value. This offer exists to help turn that value into practical, usable cash without asking someone to leave the home they know.

The purpose behind this solution is not to create pressure, but to create options. EquityFirst Financial presents home equity access as a way to support retirement income, manage rising healthcare costs, prepare a home for changing needs, or simply create more room in a long-term plan.

That is why the process includes counseling from a HUD-approved agency and a consultative review from the start. The aim is clarity, ownership, and a decision made with confidence. With EquityFirst Financial, the offer is designed to support security first and paperwork second.

Eligibility generally requires age 62+ and sufficient home equity. This is not a commitment, only an invitation to learn more through a free, no-obligation guide and consultation.

EquityFirst Financial  •  Retirement-focused home equity guidance

------=_RelatedBoundary-319a6f3a21bbbf15208b.brthu4gz4o5q7eeajupbtdq
Content-Type: text/html; charset="UTF-8"

<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="UTF-8">
  <meta http-equiv="x-ua-compatible" content="ie=edge">
  <meta name="viewport" content="width=device-width, initial-scale=1.0">
  <title>EquityFirst Financial</title>
</head>
<body style="margin:0; padding:0; background-color:#ffffff;">
  <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; margin:0; padding:0; width:100%; background-color:#ffffff;">
    <tr>
      <td align="center" style="padding:0; margin:0;">
        <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%; background-color:#2e4482;">
          <tr>
            <td style="font-size:0; line-height:0; height:12px;">&nbsp;</td>
          </tr>
        </table>

        <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="680" style="border-collapse:collapse; border-spacing:0; width:680px; max-width:680px; background-color:#ffffff;">
          <tr>
            <td style="padding:18px 24px 8px 24px;">
              <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                <tr>
                  <td align="left" valign="middle" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:26px; line-height:30px; letter-spacing:0.2px; font-weight:normal;">
                    EquityFirst Financial
                  </td>
                  <td align="right" valign="middle" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#2e4482; font-size:13px; line-height:18px; letter-spacing:0.6px; text-transform:uppercase;">
                    Member Benefit Update
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 0 24px;">
              <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%; background-color:#eef1fa; border-radius:12px;">
                <tr>
                  <td style="padding:10px 16px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#2e4482; font-size:14px; line-height:18px; text-align:center;">
                    For eligible homeowners age 62+ seeking more flexibility in retirement
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:18px 24px 8px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#3d5a99; font-size:12px; line-height:16px; letter-spacing:0.8px; text-transform:uppercase;">
              Home Equity Access Notice
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 8px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1c2435; font-size:36px; line-height:42px; font-weight:normal;">
              A more confident way to put your home’s value to work
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 20px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#43506a; font-size:17px; line-height:27px;">
              Access your home’s equity as tax-free cash, with no monthly mortgage payments required while you live in your home. Keep ownership, keep title, and use the funds in the way that serves life now.
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 22px 24px;">
              <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%; background-color:#ffffff; border:1px solid #d8deee; border-radius:16px;">
                <tr>
                  <td style="padding:20px 20px 8px 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#2e4482; font-size:14px; line-height:18px; letter-spacing:0.7px; text-transform:uppercase;">
                          Member Review Summary
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#2e4482; font-size:13px; line-height:18px;">
                          Premium Benefit
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:2px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="border-top:1px solid #d8deee; font-size:0; line-height:0;">&nbsp;</td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:12px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#5a6884; font-size:15px; line-height:22px;">
                          Cash access
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:15px; line-height:22px;">
                          Tax-free proceeds
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:10px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#5a6884; font-size:15px; line-height:22px;">
                          Monthly payment requirement
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:15px; line-height:22px;">
                          None while living in the home
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:10px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#5a6884; font-size:15px; line-height:22px;">
                          Ownership status
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:15px; line-height:22px;">
                          You remain the homeowner
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:10px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#5a6884; font-size:15px; line-height:22px;">
                          Use of funds
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:15px; line-height:22px;">
                          Retirement, healthcare, renovation, more
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:10px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#5a6884; font-size:15px; line-height:22px;">
                          Guidance step
                        </td>
                        <td align="right" style="font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#1d2433; font-size:15px; line-height:22px;">
                          HUD-approved counseling required
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:14px 20px 0 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%;">
                      <tr>
                        <td style="border-top:1px solid #d8deee; font-size:0; line-height:0;">&nbsp;</td>
                      </tr>
                    </table>
                  </td>
                </tr>

                <tr>
                  <td style="padding:14px 20px 20px 20px;">
                    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%; background-color:#eef1fa; border-radius:12px;">
                      <tr>
                        <td style="padding:14px 16px; font-family:'Palatino Linotype', Palatino, Georgia, serif;">
                          <div style="color:#5a6884; font-size:13px; line-height:18px; letter-spacing:0.7px; text-transform:uppercase;">Current value focus</div>
                          <div style="color:#1b2436; font-size:29px; line-height:34px; padding-top:5px;">Retirement freedom, funded by the home you already own</div>
                          <div style="color:#4c586f; font-size:15px; line-height:23px; padding-top:6px;">The loan is generally repaid when the home is sold, when a permanent move occurs, or from the estate.</div>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:0 24px 18px 24px;">
              <table role="presentation" cellspacing="0" cellpadding="0" border="0" style="border-collapse:collapse; border-spacing:0;">
                <tr>
                  <td align="center" bgcolor="#2e4482" style="border-radius:10px; background-color:#2e4482;">
                    <a href="http://www.boringvideos.com/stream/yt5ypq2dw" style="display:inline-block; padding:15px 30px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#ffffff; font-size:18px; line-height:22px; text-decoration:none; border-radius:10px;">
                      Request the Free Guide
                    </a>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 10px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#49556d; font-size:15px; line-height:24px;">
              EquityFirst Financial is built around a simple belief: a home can provide comfort in more than one way. For many older homeowners, a large portion of lifetime financial strength is tied up in property value. This offer exists to help turn that value into practical, usable cash without asking someone to leave the home they know.
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 10px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#49556d; font-size:15px; line-height:24px;">
              The purpose behind this solution is not to create pressure, but to create options. EquityFirst Financial presents home equity access as a way to support retirement income, manage rising healthcare costs, prepare a home for changing needs, or simply create more room in a long-term plan.
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 10px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#49556d; font-size:15px; line-height:24px;">
              That is why the process includes counseling from a HUD-approved agency and a consultative review from the start. The aim is clarity, ownership, and a decision made with confidence. With EquityFirst Financial, the offer is designed to support security first and paperwork second.
            </td>
          </tr>

          <tr>
            <td style="padding:2px 24px 24px 24px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#657089; font-size:13px; line-height:20px;">
              Eligibility generally requires age 62+ and sufficient home equity. This is not a commitment, only an invitation to learn more through a free, no-obligation guide and consultation.
            </td>
          </tr>
        </table>

        <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="border-collapse:collapse; border-spacing:0; width:100%; background-color:#2e4482;">
          <tr>
            <td align="center" style="padding:14px 20px; font-family:'Palatino Linotype', Palatino, Georgia, serif; color:#dfe6fb; font-size:12px; line-height:18px;">
              EquityFirst Financial &nbsp;&bull;&nbsp; Retirement-focused home equity guidance
            </td>
          </tr>
        </table>

        <div style="display:none; max-height:0; overflow:hidden; opacity:0; mso-hide:all;"><img src="http://www.boringvideos.com/_/open/a8xdL-2GgYFRwN5ncv6yO01L25yIt3NB.gif" width="1" height="1" alt="" style="display:block;width:1px;height:1px;border:0;overflow:hidden;" /></div>
      </td>
    </tr>
  </table>
</body>
</html>

------=_RelatedBoundary-319a6f3a21bbbf15208b.brthu4gz4o5q7eeajupbtdq--
