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Subject: Make your home pay you
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Date: Mon, 30 Mar 2026 19:32:48 -0400
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EquityFirst Financial

EquityFirst Financial

Member Update • Retirement Access Benefit

For homeowners age 62+

Turn home equity into tax-free cash.

No monthly mortgage payments required while you live in your home.

Your home has built value over time. Now it may be able to help support the retirement you want with a practical, flexible source of cash you can use on your terms.

•

Use funds for everyday living, healthcare expenses, home updates, or added retirement breathing room.

•

You retain title and ownership of your home.

•

The loan is generally repaid when the home is sold, when you move out permanently, or when you pass away.

•

The process includes mandatory counseling through a HUD-approved agency, helping you review the option with confidence.

Practical value

More freedom now. No monthly mortgage payment burden while you remain in your home.

Supplement retirement income

Add flexibility where fixed income may feel tight.

Cover important costs

Put funds toward healthcare, repairs, or comfort at home.

Eligibility is generally based on being age 62+ and having sufficient home equity.

Request a no-obligation guide to review how it works, what to expect, and whether this path may fit your goals.

Get Your Free Guide

EquityFirst Financial is built around a simple belief: retirement solutions should support independence, not complicate it. That is why the offer is framed as a service-oriented option for homeowners who have created significant equity over the years and want to understand how that value may help them today.

Accessing your home's equity as tax-free cash can be meaningful when priorities shift in retirement. Some use it to make monthly life easier. Others use it to handle healthcare costs, improve the home they plan to stay in, or create a financial cushion for the years ahead.

The reason this program exists is practical: many older homeowners are house-rich but want better cash-flow flexibility without giving up ownership. EquityFirst Financial presents the information in a clear, respectful way so qualified homeowners can review the option with care, counseling, and confidence.

Requesting information is free and comes with no obligation.

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              <div style="font-family:Arial, Helvetica, sans-serif; font-size:34px; line-height:38px; font-weight:bold; letter-spacing:0.8px; color:#ffffff;">
                EquityFirst Financial
              </div>
              <div style="font-family:Arial, Helvetica, sans-serif; font-size:12px; line-height:18px; color:#cfe7e2; padding-top:8px; letter-spacing:1.4px; text-transform:uppercase;">
                Member Update • Retirement Access Benefit
              </div>
            </td>
          </tr>

          <tr>
            <td style="background-color:#0e6655; padding:0;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="padding:38px 28px 44px 28px; text-align:left;">
                    <div style="display:inline-block; background-color:#1abc9c; color:#ffffff; font-size:12px; line-height:12px; font-weight:bold; text-transform:uppercase; letter-spacing:1px; padding:9px 12px; border-radius:16px;">
                      For homeowners age 62+
                    </div>
                    <div style="font-size:36px; line-height:42px; font-weight:bold; color:#ffffff; padding-top:18px;">
                      Turn home equity into tax-free cash.
                    </div>
                    <div style="font-size:18px; line-height:28px; color:#def5ef; padding-top:14px; max-width:560px;">
                      No monthly mortgage payments required while you live in your home.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="margin-top:-22px; background-color:#ffffff; border-collapse:collapse; border-radius:18px;">
                <tr>
                  <td style="padding:28px 26px 12px 26px;">
                    <div style="font-size:15px; line-height:24px; color:#3d4e49;">
                      Your home has built value over time. Now it may be able to help support the retirement you want with a practical, flexible source of cash you can use on your terms.
                    </div>
                  </td>
                </tr>
                <tr>
                  <td style="padding:8px 26px 28px 26px;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e7eee9;">
                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                            <tr>
                              <td valign="top" width="26" style="font-size:20px; line-height:20px; color:#0e6655; font-weight:bold;">•</td>
                              <td style="font-size:15px; line-height:24px; color:#21312d;">
                                Use funds for everyday living, healthcare expenses, home updates, or added retirement breathing room.
                              </td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e7eee9;">
                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                            <tr>
                              <td valign="top" width="26" style="font-size:20px; line-height:20px; color:#0e6655; font-weight:bold;">•</td>
                              <td style="font-size:15px; line-height:24px; color:#21312d;">
                                You retain title and ownership of your home.
                              </td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e7eee9;">
                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                            <tr>
                              <td valign="top" width="26" style="font-size:20px; line-height:20px; color:#0e6655; font-weight:bold;">•</td>
                              <td style="font-size:15px; line-height:24px; color:#21312d;">
                                The loan is generally repaid when the home is sold, when you move out permanently, or when you pass away.
                              </td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                      <tr>
                        <td valign="top" style="padding:12px 0; border-top:1px solid #e7eee9; border-bottom:1px solid #e7eee9;">
                          <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                            <tr>
                              <td valign="top" width="26" style="font-size:20px; line-height:20px; color:#0e6655; font-weight:bold;">•</td>
                              <td style="font-size:15px; line-height:24px; color:#21312d;">
                                The process includes mandatory counseling through a HUD-approved agency, helping you review the option with confidence.
                              </td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:22px 18px 0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="background-color:#efe4cf; border-radius:16px; padding:22px 22px 18px 22px;">
                    <div style="font-size:13px; line-height:18px; font-weight:bold; text-transform:uppercase; letter-spacing:0.8px; color:#8c6239;">
                      Practical value
                    </div>
                    <div style="font-size:25px; line-height:31px; font-weight:bold; color:#21312d; padding-top:8px;">
                      More freedom now. No monthly mortgage payment burden while you remain in your home.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:18px 18px 0 18px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
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                      <tr>
                        <td style="padding:20px;">
                          <div style="font-size:16px; line-height:22px; font-weight:bold; color:#0e6655;">
                            Supplement retirement income
                          </div>
                          <div style="font-size:14px; line-height:22px; color:#35514a; padding-top:8px;">
                            Add flexibility where fixed income may feel tight.
                          </div>
                        </td>
                      </tr>
                    </table>
                  </td>
                  <td width="50%" valign="top" style="padding-left:8px;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse; background-color:#fff7ea; border-radius:14px;">
                      <tr>
                        <td style="padding:20px;">
                          <div style="font-size:16px; line-height:22px; font-weight:bold; color:#8c6239;">
                            Cover important costs
                          </div>
                          <div style="font-size:14px; line-height:22px; color:#5b5041; padding-top:8px;">
                            Put funds toward healthcare, repairs, or comfort at home.
                          </div>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td colspan="2" style="padding-top:16px;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse; background-color:#ffffff; border:1px solid #e8dfcf; border-radius:14px;">
                      <tr>
                        <td style="padding:18px 20px;">
                          <div style="font-size:16px; line-height:22px; font-weight:bold; color:#21312d;">
                            Eligibility is generally based on being age 62+ and having sufficient home equity.
                          </div>
                          <div style="font-size:14px; line-height:22px; color:#52625d; padding-top:6px;">
                            Request a no-obligation guide to review how it works, what to expect, and whether this path may fit your goals.
                          </div>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
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          <tr>
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              <a href="http://www.digitaltub.com/insider/vx1pv90u" style="background-color:#0e6655; color:#ffffff; text-decoration:none; display:inline-block; font-size:17px; line-height:17px; font-weight:bold; padding:17px 28px; border-radius:999px;">
                Get Your Free Guide
              </a>
            </td>
          </tr>

          <tr>
            <td style="padding:0 28px 8px 28px;">
              <div style="font-size:15px; line-height:24px; color:#425550;">
                EquityFirst Financial is built around a simple belief: retirement solutions should support independence, not complicate it. That is why the offer is framed as a service-oriented option for homeowners who have created significant equity over the years and want to understand how that value may help them today.
              </div>
            </td>
          </tr>
          <tr>
            <td style="padding:0 28px 8px 28px;">
              <div style="font-size:15px; line-height:24px; color:#425550;">
                Accessing your home's equity as tax-free cash can be meaningful when priorities shift in retirement. Some use it to make monthly life easier. Others use it to handle healthcare costs, improve the home they plan to stay in, or create a financial cushion for the years ahead.
              </div>
            </td>
          </tr>
          <tr>
            <td style="padding:0 28px 18px 28px;">
              <div style="font-size:15px; line-height:24px; color:#425550;">
                The reason this program exists is practical: many older homeowners are house-rich but want better cash-flow flexibility without giving up ownership. EquityFirst Financial presents the information in a clear, respectful way so qualified homeowners can review the option with care, counseling, and confidence.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:6px 28px 34px 28px; text-align:center;">
              <div style="font-size:12px; line-height:20px; color:#7a817d;">
                Requesting information is free and comes with no obligation.
              </div>
            </td>
          </tr>
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