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Subject: Put your home to work for you
To: bruce@untroubled.org
Message-ID: <20250505041245gsyb3hmtsboqkkzbypyxxs@trialdeal.com>
From: Colin Rivera <colinrivera@trialdeal.com>
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EquityFirst Financial

 

EquityFirst Financial

 

For homeowners age 62+ with substantial home equity

Retirement confidence, backed by the home you own

Turn equity into tax-free cash—without taking on monthly mortgage payments.

Your home has done years of work for you. Now it may be able to support retirement income, health expenses, home updates, or simply greater peace of mind while you continue living there.

What it can provide

Flexible, tax-free cash that can be used for daily living, surprise costs, future planning, or meaningful upgrades to your home.

What it doesn't require

No monthly mortgage payments while you live in your home, and you keep title and ownership throughout the life of the loan.

A practical path, explained clearly

If eligible, this solution allows qualified homeowners to convert a portion of home equity into accessible funds. Repayment is typically deferred until the home is sold, no longer your primary residence, or the loan reaches maturity after the last borrower passes away.

Designed to inform first, then help you decide

•

Can help supplement retirement income, offset healthcare costs, or fund renovations that make your home more comfortable.

•

Available to homeowners age 62+ who have sufficient equity and meet program requirements.

•

Includes required counseling with a HUD-approved agency so you can review the option with confidence.

•

Built for homeowners who want more flexibility without giving up the security of remaining in the home they know.

A free information guide and consultation can help you understand how the process works, what eligibility may look like, and whether an equity-based retirement solution fits your plans.

Request Your Free Guide

EquityFirst Financial is built around a simple belief: retirement planning should expand your options, not narrow them. For many homeowners, a large share of financial strength lives in the value built up over time in their homes. This offer exists to help bring that value into clearer focus, with guidance that is steady, respectful, and easy to understand.

The approach from EquityFirst Financial is not about pushing debt. It is about helping qualified homeowners evaluate a tool that may create flexibility, preserve comfort, and support goals they have worked hard to reach. That is why the conversation starts with education, plain language, and room to ask practical questions.

Accessing home equity as tax-free cash can play a meaningful role in later-life planning when it is approached thoughtfully. EquityFirst Financial was created to help connect that possibility to real needs—income support, financial breathing room, home improvements, or simply the confidence of knowing more than one path may be available.

With appreciation for your time,

The EquityFirst Financial Team

 

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      <td style="background-color:#1a2952; height:14px; line-height:14px; font-size:0;">&nbsp;</td>
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                    EquityFirst Financial
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                    For homeowners age 62+ with substantial home equity
                  </td>
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              </table>
            </td>
          </tr>

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            <td style="padding:28px 32px 12px 32px;">
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:14px; line-height:20px; color:#8a6f26; font-weight:bold; letter-spacing:0.9px; text-transform:uppercase; margin-bottom:10px;">
                Retirement confidence, backed by the home you own
              </div>
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:38px; line-height:42px; color:#1a2952; font-weight:bold; letter-spacing:-0.4px;">
                Turn equity into tax-free cash—without taking on monthly mortgage payments.
              </div>
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:18px; line-height:28px; color:#465772; padding-top:16px; max-width:560px;">
                Your home has done years of work for you. Now it may be able to support retirement income, health expenses, home updates, or simply greater peace of mind while you continue living there.
              </div>
            </td>
          </tr>

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            <td style="padding:12px 32px 0 32px;">
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                    <div style="font-size:12px; line-height:16px; color:#8a6f26; font-weight:bold; text-transform:uppercase; letter-spacing:1px; margin-bottom:8px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif;">
                      What it can provide
                    </div>
                    <div style="font-size:16px; line-height:24px; color:#24324a; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif;">
                      Flexible, tax-free cash that can be used for daily living, surprise costs, future planning, or meaningful upgrades to your home.
                    </div>
                  </td>
                  <td width="50%" valign="top" style="padding:20px 18px;">
                    <div style="font-size:12px; line-height:16px; color:#8a6f26; font-weight:bold; text-transform:uppercase; letter-spacing:1px; margin-bottom:8px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif;">
                      What it doesn't require
                    </div>
                    <div style="font-size:16px; line-height:24px; color:#24324a; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif;">
                      No monthly mortgage payments while you live in your home, and you keep title and ownership throughout the life of the loan.
                    </div>
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            </td>
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                    <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:23px; line-height:30px; color:#1a2952; font-weight:bold; margin-bottom:10px;">
                      A practical path, explained clearly
                    </div>
                    <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:26px; color:#3e4d65;">
                      If eligible, this solution allows qualified homeowners to convert a portion of home equity into accessible funds. Repayment is typically deferred until the home is sold, no longer your primary residence, or the loan reaches maturity after the last borrower passes away.
                    </div>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

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            <td style="padding:18px 32px 0 32px;">
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                    <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:22px; line-height:28px; color:#1a2952; font-weight:bold; margin-bottom:12px;">
                      Designed to inform first, then help you decide
                    </div>
                    <table role="presentation" width="100%" cellspacing="0" cellpadding="0" border="0" style="border-collapse:collapse;">
                      <tr>
                        <td valign="top" style="font-size:20px; line-height:24px; color:#c8a951; padding:0 10px 12px 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:24px; color:#34445d; padding:0 0 12px 0;">Can help supplement retirement income, offset healthcare costs, or fund renovations that make your home more comfortable.</td>
                      </tr>
                      <tr>
                        <td valign="top" style="font-size:20px; line-height:24px; color:#c8a951; padding:0 10px 12px 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:24px; color:#34445d; padding:0 0 12px 0;">Available to homeowners age 62+ who have sufficient equity and meet program requirements.</td>
                      </tr>
                      <tr>
                        <td valign="top" style="font-size:20px; line-height:24px; color:#c8a951; padding:0 10px 12px 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:24px; color:#34445d; padding:0 0 12px 0;">Includes required counseling with a HUD-approved agency so you can review the option with confidence.</td>
                      </tr>
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                        <td valign="top" style="font-size:20px; line-height:24px; color:#c8a951; padding:0 10px 0 0;">•</td>
                        <td style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:24px; color:#34445d; padding:0;">Built for homeowners who want more flexibility without giving up the security of remaining in the home they know.</td>
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                    </table>
                  </td>
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            </td>
          </tr>

          <tr>
            <td style="padding:14px 32px 10px 32px;">
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:16px; line-height:26px; color:#465772;">
                A free information guide and consultation can help you understand how the process works, what eligibility may look like, and whether an equity-based retirement solution fits your plans.
              </div>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:14px 32px 24px 32px;">
              <table role="presentation" cellspacing="0" cellpadding="0" border="0" style="border-collapse:collapse;">
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                    <a href="http://www.trialdeal.com/fresh-newsfocus/uq8u2gd79x7" style="display:inline-block; padding:16px 34px; font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:17px; line-height:21px; font-weight:bold; color:#ffffff; text-decoration:none; letter-spacing:0.2px;">
                      Request Your Free Guide
                    </a>
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            <td style="padding:0 32px 0 32px;">
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:15px; line-height:26px; color:#51617a;">
                EquityFirst Financial is built around a simple belief: retirement planning should expand your options, not narrow them. For many homeowners, a large share of financial strength lives in the value built up over time in their homes. This offer exists to help bring that value into clearer focus, with guidance that is steady, respectful, and easy to understand.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 32px 0 32px;">
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:15px; line-height:26px; color:#51617a;">
                The approach from EquityFirst Financial is not about pushing debt. It is about helping qualified homeowners evaluate a tool that may create flexibility, preserve comfort, and support goals they have worked hard to reach. That is why the conversation starts with education, plain language, and room to ask practical questions.
              </div>
            </td>
          </tr>

          <tr>
            <td style="padding:16px 32px 0 32px;">
              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:15px; line-height:26px; color:#51617a;">
                Accessing home equity as tax-free cash can play a meaningful role in later-life planning when it is approached thoughtfully. EquityFirst Financial was created to help connect that possibility to real needs—income support, financial breathing room, home improvements, or simply the confidence of knowing more than one path may be available.
              </div>
            </td>
          </tr>

          <tr>
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              <div style="font-family:'Trebuchet MS', Arial, Helvetica, sans-serif; font-size:14px; line-height:22px; color:#6a7485;">
                With appreciation for your time,<br>
                <span style="color:#1a2952; font-weight:bold;">The EquityFirst Financial Team</span>
              </div>
            </td>
          </tr>

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      <td style="background-color:#1a2952; height:12px; line-height:12px; font-size:0;">&nbsp;</td>
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