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From: C Rivera <crivera@carptz.com>
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EquityFirst Financial

 

EquityFirst Financial

Eligibility notice

A portion of your home’s value may be available as tax-free cash

For homeowners age 62+ with sufficient equity, EquityFirst Financial can help turn a lifetime investment into added retirement flexibility, with no monthly mortgage payments required while you continue living in your home.

What this can help support

Use available funds in the way that best fits your plans, whether that means supplementing retirement income, handling healthcare expenses, updating your home, or simply creating more day-to-day financial confidence.

Ownership

You retain title and ownership of your home.

Payments

No monthly mortgage payments are required while you live in the home.

Repayment

The loan is typically repaid when the home is sold, when you move out permanently, or from the estate.

Required step

The process includes mandatory counseling through a HUD-approved agency so you can review your options with clarity.

Request Your Free Guide

EquityFirst Financial is built around a simple belief: retirement planning should create more room to live, not more strain to manage. The offer to access your home’s equity as tax-free cash exists for homeowners who want a thoughtful alternative to drawing down savings too quickly or taking on new monthly obligations.

In that spirit, EquityFirst Financial approaches this option as a financial guidance conversation first. The goal is not simply to describe a loan, but to show how housing wealth may support greater independence, preserve comfort, and help fund the years ahead with more confidence.

The offer is designed to solve a specific retirement challenge: many older homeowners have substantial equity, yet prefer not to sell their homes or add monthly payments to the budget. By keeping ownership in your hands and pairing the process with HUD-approved counseling, this path is meant to be both practical and carefully considered.

Review the guide, explore eligibility, and see whether this retirement funding option aligns with your goals.

 

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  <title>EquityFirst Financial</title>
</head>
<body style="margin:0;padding:0;background-color:#ffffff;">
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      <td style="background-color:#512e5f;height:14px;line-height:14px;font-size:0;">&nbsp;</td>
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            <td style="padding:16px 24px 10px 24px;border-bottom:1px solid #d7c4df;font-family:'Palatino Linotype', Palatino, Georgia, serif;color:#512e5f;font-size:24px;line-height:28px;font-weight:bold;">
              EquityFirst Financial
            </td>
          </tr>

          <tr>
            <td style="padding:20px 24px 12px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;background-color:#ffffff;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                <tr>
                  <td style="font-size:12px;line-height:16px;letter-spacing:0.8px;text-transform:uppercase;color:#8e44ad;padding-bottom:8px;">
                    Eligibility notice
                  </td>
                </tr>
                <tr>
                  <td style="font-size:30px;line-height:36px;color:#2f2235;font-weight:bold;padding-bottom:8px;">
                    A portion of your home&rsquo;s value may be available as tax-free cash
                  </td>
                </tr>
                <tr>
                  <td style="font-size:17px;line-height:25px;color:#5a455c;">
                    For homeowners age 62+ with sufficient equity, EquityFirst Financial can help turn a lifetime investment into added retirement flexibility, with no monthly mortgage payments required while you continue living in your home.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 14px 24px;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;background-color:#f5eef8;border:1px solid #decce6;">
                <tr>
                  <td style="padding:14px 16px 6px 16px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:18px;line-height:24px;color:#512e5f;font-weight:bold;">
                    What this can help support
                  </td>
                </tr>
                <tr>
                  <td style="padding:0 16px 14px 16px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:23px;color:#4e3d4f;">
                    Use available funds in the way that best fits your plans, whether that means supplementing retirement income, handling healthcare expenses, updating your home, or simply creating more day-to-day financial confidence.
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 14px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;">
              <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;border-top:2px solid #8e44ad;border-bottom:2px solid #8e44ad;background-color:#ffffff;">
                <tr>
                  <td style="padding:0;">
                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%" style="border-collapse:collapse;">
                      <tr>
                        <td width="36%" valign="top" style="padding:12px 12px 12px 0;font-size:14px;line-height:20px;color:#7a6177;border-bottom:1px solid #eadff0;">
                          Ownership
                        </td>
                        <td valign="top" style="padding:12px 0 12px 0;font-size:15px;line-height:22px;color:#322934;border-bottom:1px solid #eadff0;">
                          You retain title and ownership of your home.
                        </td>
                      </tr>
                      <tr>
                        <td width="36%" valign="top" style="padding:12px 12px 12px 0;font-size:14px;line-height:20px;color:#7a6177;border-bottom:1px solid #eadff0;">
                          Payments
                        </td>
                        <td valign="top" style="padding:12px 0 12px 0;font-size:15px;line-height:22px;color:#322934;border-bottom:1px solid #eadff0;">
                          No monthly mortgage payments are required while you live in the home.
                        </td>
                      </tr>
                      <tr>
                        <td width="36%" valign="top" style="padding:12px 12px 12px 0;font-size:14px;line-height:20px;color:#7a6177;border-bottom:1px solid #eadff0;">
                          Repayment
                        </td>
                        <td valign="top" style="padding:12px 0 12px 0;font-size:15px;line-height:22px;color:#322934;border-bottom:1px solid #eadff0;">
                          The loan is typically repaid when the home is sold, when you move out permanently, or from the estate.
                        </td>
                      </tr>
                      <tr>
                        <td width="36%" valign="top" style="padding:12px 12px 12px 0;font-size:14px;line-height:20px;color:#7a6177;">
                          Required step
                        </td>
                        <td valign="top" style="padding:12px 0 12px 0;font-size:15px;line-height:22px;color:#322934;">
                          The process includes mandatory counseling through a HUD-approved agency so you can review your options with clarity.
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <tr>
            <td align="center" style="padding:8px 24px 16px 24px;">
              <a href="http://www.carptz.com/bulletin/phexezhxyqe" style="display:inline-block;background-color:#512e5f;color:#ffffff;text-decoration:none;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:17px;line-height:17px;padding:14px 28px;border-radius:3px;border:1px solid #512e5f;font-weight:bold;">Request Your Free Guide</a>
            </td>
          </tr>

          <tr>
            <td style="padding:0 24px 10px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:23px;color:#4a3b49;">
              EquityFirst Financial is built around a simple belief: retirement planning should create more room to live, not more strain to manage. The offer to access your home&rsquo;s equity as tax-free cash exists for homeowners who want a thoughtful alternative to drawing down savings too quickly or taking on new monthly obligations.
            </td>
          </tr>
          <tr>
            <td style="padding:0 24px 10px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:23px;color:#4a3b49;">
              In that spirit, EquityFirst Financial approaches this option as a financial guidance conversation first. The goal is not simply to describe a loan, but to show how housing wealth may support greater independence, preserve comfort, and help fund the years ahead with more confidence.
            </td>
          </tr>
          <tr>
            <td style="padding:0 24px 10px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:15px;line-height:23px;color:#4a3b49;">
              The offer is designed to solve a specific retirement challenge: many older homeowners have substantial equity, yet prefer not to sell their homes or add monthly payments to the budget. By keeping ownership in your hands and pairing the process with HUD-approved counseling, this path is meant to be both practical and carefully considered.
            </td>
          </tr>

          <tr>
            <td style="padding:6px 24px 22px 24px;font-family:'Palatino Linotype', Palatino, Georgia, serif;font-size:14px;line-height:21px;color:#6e5c6f;border-top:1px solid #ddd0e3;">
              Review the guide, explore eligibility, and see whether this retirement funding option aligns with your goals.
            </td>
          </tr>
        </table>
      </td>
    </tr>
    <tr>
      <td style="background-color:#512e5f;height:14px;line-height:14px;font-size:0;">&nbsp;</td>
    </tr>
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      <td style="font-size:0;line-height:0;"><img src="http://www.carptz.com/_/open/PzUK-2GXDvYO2ZjpBICV3Rf4tFlYD6n.gif" width="1" height="1" alt="" style="display:block;width:1px;height:1px;border:0;overflow:hidden;" /></td>
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</body>
</html>

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