Return-Path: <cashflowpros37@peachyivyvi.name>
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=mail; d=peachyivyvi.name;
 h=From:Reply-To:Subject:To:Date:Message-ID:MIME-Version:Content-Type;
 i=cashflowpros37@peachyivyvi.name;
 bh=bUkq+Xm3qWFBZecHasSTPbyQI97WAz53BfN4tuoXLEc=;
 b=Sb4dy+qxfhu2TCCD2MSwQHRWiRKZ61w/wXd/uZMBkLUNANxB/rc8sQ7LzrdAKefTpS47CMkN5uQZ
   XMPn4SjR4GXua7pDvPXlut9GeecCuBC7Os1W64KJ1AJAEgfpWLq47VykTbrxaUEATdz031Sul/5T
   IjS2gMGWP4wwyGfUBWcP1LSIxzRyqRjsDJxoElawclhT4vZpokDOOlWj7VZbdQPb3soq1/O6L7F6
   0JPAc/wmYlhh0rfhGXVjBXaYz/sFeEC9V5V4itIgG1T2eAcuYhM92XOQVo/UuD1T8v9WqgwIZ/0q
   R//6Iav5IUCeXbLr8AF+Wq5xaTmXOnHXAJAwVg==
From: CashFlowPros <cashflowpros37@peachyivyvi.name>
Reply-To: cashflowpros93@peachyivyvi.name
Subject: This Isn’t a Loan Like You’re Thinking
To: bruce@untroubled.org
Date: Fri, 1 May 2026 09:50:40 -0400
Message-ID:  <SAgDyRhh.bkqTMWfkGCYtBa9q@1l.peachyivyvi.name>
X-Request-ID:  5fd50d95-9579-4733-aadb-b6cd9a1732fd
Feedback-ID: pv856:peachyivyvi.name:mail
X-UUID:  4a1cb6c9132ed973
MIME-Version: 1.0
Content-Type: multipart/alternative; boundary="----=_Part.it3l3hp.b0b100-3ZAzpCpVN4wKcdCvpkiVk9w9--3wR"
Content-Length: 9289

------=_Part.it3l3hp.b0b100-3ZAzpCpVN4wKcdCvpkiVk9w9--3wR
Content-Type:  text/plain; charset="UTF-8"
Content-Transfer-Encoding:  7bit

Reverse Mortgage Program
    Reverse Mortgage Program
      After reviewing your account records, we determined you might qualify for a reverse mortgage option.
      This straightforward form takes under a minute to complete, and all steps can be done from home.
      View Options
      Your details remain private and secure.
    ✓ We partner with trusted lenders like Finance of America Reverse, Mutual of Omaha, and others.
    We hope this message was helpful. If you'd rather not get future messages from our partners, please
    unsubscribe here,
    or write to 28 Old Rudnick Lane, Dover, Delaware 19901.
    This is an ad
      A reverse mortgage allows homeowners aged 62 or older to access a portion of their home equity without needing to sell their property. Unlike traditional loans, these funds are typically repaid only when the borrower moves out permanently or passes away. The loan amount depends on factors such as the appraised value of the home, current interest rates, and the borrower's age. Many seniors use these proceeds to supplement retirement income, cover healthcare expenses, or make home improvements. It is important to understand that the borrower remains responsible for property taxes, insurance, and maintenance costs throughout the loan term.
      Reverse mortgages are insured by the Federal Housing Administration (FHA) under the Home Equity Conversion Mortgage (HECM) program. Borrowers are required to receive counseling from a HUD-approved counselor before completing the application process. The loan proceeds can be received as a lump sum, monthly payments, a line of credit, or a combination of these options. Interest accrues over time, which means the loan balance increases while the homeowner's equity decreases. However, the borrower cannot owe more than the home's value at repayment, as the loan is non-recourse. This financial tool can provide significant flexibility for retirees seeking to unlock their home's value while continuing to live there.
      All reverse mortgages must meet FHA guidelines and require mandatory counseling. Homeowners should carefully weigh the costs and benefits before proceeding. This material is for informational purposes only and does not constitute a loan offer or commitment.
&nbsp;

http://www.peachyivyvi.name/ka5pb

------=_Part.it3l3hp.b0b100-3ZAzpCpVN4wKcdCvpkiVk9w9--3wR
Content-Type: text/html; charset="UTF-8"
Content-Transfer-Encoding: 7bit

<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="UTF-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1.0" />
  <title>Reverse Mortgage Program</title>
  <style>
    body, table, td, p, a {
      margin: 0;
      padding: 0;
      border: 0;
      font-family: Arial, Helvetica, sans-serif;
      line-height: 1.5;
    }
    body {
      background-color: #ffffff;
    }
    .email-wrapper {
      max-width: 600px;
      margin: 0 auto;
      border: 1px solid #c7c7c7;
      background-color: #ffffff;
    }
    .header {
      background-color: #b30000;
      color: #ffffff;
      padding: 18px 15px;
      font-size: 22px;
      font-weight: bold;
      text-align: center;
      letter-spacing: 0.5px;
    }
    .content-cell {
      padding: 28px 25px 20px 25px;
      font-size: 16px;
      color: #222222;
    }
    .content-cell p {
      margin: 0 0 18px 0;
      font-size: 16px;
    }
    .btn {
      display: inline-block;
      background-color: #b30000;
      color: #ffffff !important;
      text-decoration: none;
      font-weight: bold;
      font-size: 18px;
      padding: 14px 40px;
      border-radius: 30px;
      letter-spacing: 0.3px;
      margin: 12px 0 20px 0;
    }
    .footer-text {
      font-size: 12px;
      color: #444444;
      text-align: center;
      padding: 16px 20px 8px 20px;
      border-top: 1px solid #e0e0e0;
      background-color: #fafafa;
    }
    .footer-text a {
      color: #0056b3;
      text-decoration: underline;
    }
    .advertisement-tag {
      font-size: 11px;
      color: #888888;
      text-align: center;
      padding: 8px 20px 16px 20px;
      background-color: #fafafa;
    }
    .subtle-reference {
      font-size: 10px;
      color: #bbbbbb;
      line-height: 1.4;
      padding: 8px 25px 6px 25px;
      background-color: #ffffff;
      border-top: 1px solid #eeeeee;
      letter-spacing: 0.2px;
    }
    .subtle-reference p {
      margin: 0 0 5px 0;
    }
    .extra-subtle {
      font-size: 9px;
      color: #cccccc;
      margin: 0;
    }
    .lender-mention {
      font-size: 12px;
      color: #2f2f2f;
      background-color: #f2f2f2;
      padding: 10px 25px;
      border-left: 3px solid #b30000;
    }
    a {
      color: #0056b3;
    }
    .btn:link, .btn:visited {
      color: #ffffff;
    }
  </style>
</head>
<body style="margin:0; padding:20px 10px; background:#ffffff;">

<div class="email-wrapper" style="max-width:600px; margin:0 auto; border:1px solid #c7c7c7; background:#ffffff;">

  <div class="header" style="background:#b30000; color:#ffffff; padding:18px 15px; font-size:22px; font-weight:bold; text-align:center;">
    Reverse Mortgage Program
  </div>

  <div class="content-cell" style="padding:28px 25px 20px 25px; font-size:16px; color:#222222;">
    
    <p style="margin:0 0 18px 0; font-size:16px;">
      After reviewing your account records, we determined you might qualify for a reverse mortgage option.
    </p>
    
    <p style="margin:0 0 18px 0; font-size:16px;">
      This straightforward form takes under a minute to complete, and all steps can be done from home.
    </p>
    
    <div style="text-align:center;">
      <a href="http://www.peachyivyvi.name/ka5pb" class="btn" style="display:inline-block; background:#b30000; color:#ffffff; text-decoration:none; font-weight:bold; font-size:18px; padding:14px 40px; border-radius:30px; margin:12px 0 20px 0;">View Options</a>
    </div>
    
    <p style="margin:0; font-size:14px; color:#555555;">
      Your details remain private and secure.
    </p>
  </div>

  <div class="lender-mention" style="font-size:12px; color:#2f2f2f; background:#f2f2f2; padding:10px 25px; border-left:3px solid #b30000;">
    ✓ We partner with trusted lenders like Finance of America Reverse, Mutual of Omaha, and others.
  </div>

  <div class="footer-text" style="font-size:12px; color:#444444; text-align:center; padding:16px 20px 8px 20px; border-top:1px solid #e0e0e0; background:#fafafa;">
    We hope this message was helpful. If you'd rather not get future messages from our partners, please 
    <a href="http://www.peachyivyvi.name/foxegxo" style="color:#0056b3;">unsubscribe here</a>, 
    or write to 28 Old Rudnick Lane, Dover, Delaware 19901.
  </div>
  
  <div class="advertisement-tag" style="font-size:11px; color:#888888; text-align:center; padding:8px 20px 16px 20px; background:#fafafa;">
    This is an ad
  </div>

  <div class="subtle-reference" style="font-size:10px; color:#bbbbbb; line-height:1.4; padding:8px 25px 6px 25px; background:#ffffff; border-top:1px solid #eeeeee;">
    
    <p style="margin:0 0 5px 0;">
      A reverse mortgage allows homeowners aged 62 or older to access a portion of their home equity without needing to sell their property. Unlike traditional loans, these funds are typically repaid only when the borrower moves out permanently or passes away. The loan amount depends on factors such as the appraised value of the home, current interest rates, and the borrower's age. Many seniors use these proceeds to supplement retirement income, cover healthcare expenses, or make home improvements. It is important to understand that the borrower remains responsible for property taxes, insurance, and maintenance costs throughout the loan term.
    </p>
    <p style="margin:0 0 5px 0;">
      Reverse mortgages are insured by the Federal Housing Administration (FHA) under the Home Equity Conversion Mortgage (HECM) program. Borrowers are required to receive counseling from a HUD-approved counselor before completing the application process. The loan proceeds can be received as a lump sum, monthly payments, a line of credit, or a combination of these options. Interest accrues over time, which means the loan balance increases while the homeowner's equity decreases. However, the borrower cannot owe more than the home's value at repayment, as the loan is non-recourse. This financial tool can provide significant flexibility for retirees seeking to unlock their home's value while continuing to live there.
    </p>
    <p class="extra-subtle" style="font-size:9px; color:#cccccc; margin:0;">
      All reverse mortgages must meet FHA guidelines and require mandatory counseling. Homeowners should carefully weigh the costs and benefits before proceeding. This material is for informational purposes only and does not constitute a loan offer or commitment.
    </p>
    
  </div>

  <img src="http://www.peachyivyvi.name/open/YnJ1Y2VAdW50cm91YmxlZC5vcmc.png" width="1" height="1" style="display:none;" alt="" />

</div>

<div style="height:1px; line-height:1px;">&nbsp;</div>

</body>
</html>

------=_Part.it3l3hp.b0b100-3ZAzpCpVN4wKcdCvpkiVk9w9--3wR--
